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2348 Chestoa Pike, Erwin, TN 37650 Property Records

Unicoi County property record for 2348 Chestoa Pike, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,172 sqft · built 1958
Lot Size2.19 acres (95,396 sqft)
OwnerIndividual Name on File
Last Sale$91,200 (Apr 2001)
Tax Bill$702 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN038-119.01

Property Details

APN / Parcel Number

Primary APN038-119.01
Alternative APNs
  • 038 011901000
  • 086038 11901
  • 000009257

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,172 sqft Living Area
Gross Area2,180 sqft
1st Floor Area1,172 sqft
Basement Area1,008 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area95,396 sqft (2.19 acres)
TerrainRolling
Garage TypeDetached
Garage Area196 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area60 sqft
Deck Area364 sqft
Patio Area304 sqft
Utility Building266 sqft
Pole Barn840 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2348 CHESTOA PIKE
CityERWIN
StateTN
Zip37650-7920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY AREA: R03
Legal SubdivisionLUTHER & LENA BAILEY
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group1
Census Block1023
Census Tract80100

Owner

2348 Chestoa Pike is owned and occupied by an individual who acquired it in August 2024.

Source: Unicoi County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2348 CHESTOA PIKE, ERWIN, TN 37650-7920
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2001 · Amount on File
Deed SaleApr 5, 2001 · Amount on File
Prior SaleNov 24, 1992 · Amount on File
Deed Book / Page222 / 338
Last Transfer DateAug 8, 2024
Transfer Doc0000484316
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address2348 CHESTOA PIKE, ERWIN, TN 37650-7920
Document Number425435
Instrument DateJul 20, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2348 CHESTOA PIKE ERWIN TN 376507920, ERWIN, TN 37650-7920

Mortgage

Document Number425435
DateAug 9, 2019
Book Page000425/000435
Instrument1539
Lender
NameUSA FSB
TypeFederal Savings Bank
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueAug 8, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2348 Chestoa Pike was $702.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$702.00$26,900 Land $5,400 Building $21,500$107,600 Land $21,600 Building $86,000
2024$702.00
2023$26,900 (-) Land $5,400 Building $21,500
2022$632.00$26,900 Land $5,400 Building $21,500$107,600 Land $21,600 Building $86,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2348 Chestoa Pike in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2348 Chestoa Pike is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Erwin Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Xfinity.

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