2405 Bernardo Ave, Escondido, CA 92029 Property Records

San Diego County property record for 2405 Bernardo Ave, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,792 sqft · built 1978
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2014)
Tax Bill$2,806 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN238-492-22-00

Property Details

APN / Parcel Number

Primary APN238-492-22-00
Alternative APN
  • 2381703300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,792 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area38,333 sqft (0.88 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2381703300
Street Address2405 BERNARDO AVE
CityESCONDIDO
StateCA
Zip92029-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-40
Legal DescriptionBLK 18 LOT 4 (EX STS)ELY 230 FT OF NLY 190 FT OF TR 001205
Legal SubdivisionHOMELAND ACRES
Legal Tract001205
Legal Block18
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1009
Census Tract20405

Owner

2405 Bernardo Ave is owned and occupied by two individuals who bought it in April 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2405 BERNARDO AVE, ESCONDIDO, CA 92029-5616
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2014 · Amount on File
Deed SaleApr 28, 2014 · Amount on File
Deed Document Number2014169275
Prior Transfer DateApr 24, 2014
Prior Transfer Doc0000169275
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2405 BERNARDO AVE, ESCONDIDO, CA 92029-5616
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2405 BERNARDO AVE, ESCONDIDO, CA 92029-5616

Mortgage

Document Number0000377031
DateMay 18, 2021
Instrument2021-0377031
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueMay 31, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2405 Bernardo Ave was $2,806.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$247,849 (+2%) Land $40,735 Building $207,114
2025$2,806.00$242,990 Land $39,937 Building $203,053
2023$2,686.00 (+1.09%)$233,556 Land $38,387 Building $195,169
2022$2,657.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 Bernardo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 Bernardo Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Bernardo Ave

Nearby Streets

Search Property Records by Address or Parcel Number