2355 Bernardo Ave, Escondido, CA 92029 Property Records

San Diego County property record for 2355 Bernardo Ave, Escondido, CA 92029

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1966
Lot Size	0.349 acres (15,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jul 2017)
Tax Bill	$6,831 (2025)
Deeds & Mortgages	May 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-073-43-00`

Property Details

APN / Parcel Number

Primary APN	`238-073-43-00`
Alternative APN	`2380733900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,535 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	15,195 sqft (0.349 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2380733900
Street Address	2355 BERNARDO AVE
City	ESCONDIDO
State	CA
Zip	92029-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-40
Legal Description	PAR A (EX ST) TR PM00546
Legal Subdivision	HOMELAND ACRES
Legal Tract	546
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	20405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2355 BERNARDO AVE, ESCONDIDO, CA 92029-4418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Dec 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Jul 11, 2017	Grant Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Oct 25, 1985 · Amount on Record
Deed Document Number	2017312806
Last Transfer Date	Dec 7, 2020
Transfer Doc	0000814015
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2355 BERNARDO AVE, ESCONDIDO, CA 92029-4418
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	CHICAGO TITLE PIRT, CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360012
Date	May 11, 2021
Instrument	2021-0360012

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 4, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2020
Property Address	2355 BERNARDO AVE, ESCONDIDO, CA 92029-4418
Document Number	0000814015
Map Reference	MAP 1205
Instrument Date	Dec 7, 2020
Instrument	2020-0814015
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2355 BERNARDO AVE, ESCONDIDO, CA 92029-4418

Mortgage

Document Number	0000814016
Date	Dec 18, 2020
Instrument	2020-0814016

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 11, 2017
Property Address	2355 BERNARDO AVE, ESCONDIDO, CA 92029-4418
Document Number	0000312806
Map Reference	PM546
Instrument Date	Jul 5, 2017
Instrument	2017-0312806
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2355 BERNARDO AVE, ESCONDIDO, CA 92029-4418
Mail Care Of	THE KOCHON FAMILY TRUST

Mortgage

Document Number	0000312807
Date	Jul 11, 2017
Instrument	2017-0312807

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,101 (+2%) Land $227,035 Building $388,066
2025	$6,831.00 (+4.48%) Homeowner's exemption	$603,041 (+4.04%) Land $222,584 Building $380,457
2023	$6,538.00 (+1.1%) Homeowner's exemption	$579,627 Land $213,942 Building $365,685
2022	$6,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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