Polk County property record for 2404 Timbercreek Loop E, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1992 |
| Lot Size | 0.28 acres (12,188 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-02-164950-000620 |
| Primary APN | 24-28-02-164950-000620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 1,444 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,188 sqft (0.28 acres) |
| Lot Dimensions | 153 ft deep x 80 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|
| Street Address | 2404 TIMBERCREEK LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-8576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERCREEK SUB PB 76 PG 31 LOT 62 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | TIMBERCREEK SUBDIVISION |
| Legal Tract | 164950 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 11606 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2404 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Warranty Deed, Transfer ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC |
| Mar 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 17, 2015 | Loan Modification, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 |
| Deed Sale | Jul 15, 2024 |
| Prior Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 2024161486 |
| Deed Book / Page | 13188 / 2046 |
| Prior Transfer Date | Jan 22, 2015 |
| Prior Transfer Doc | 0000013198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 12, 2024 |
| Property Address | 2404 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8576 |
| Document Number | 0000057168 |
| Book / Page | 13036 / 2283 |
| Map Reference | MB 76 PG 31 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024057168 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2404 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8576 |
| Name | Verified Name |
|---|---|
| Address | 11951 INTERNATIONAL DR UNIT 2C1, 2C1, ORLANDO, FL 32821-7395 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2404 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8576 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2404 TIMBERCREEK LOOP, LAKELAND, FL 33805-8576 |
| Document Number | 0000054578 |
|---|---|
| Date | Mar 8, 2023 |
| Book Page | 12608/861 |
| Instrument | 2023054578 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2404 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8576 |
| Document Number | 0115150003 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2404 TIMBERCREEK LOOP E LAKELAND FL 338058576, LAKELAND, FL 33805-8576 |
| Document Number | 0115150003 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 011515/000003 |
| Instrument | 282180 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 28, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2404 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8576 |
| Document Number | 0100910872 |
| Book / Page | 010091 / 000872 |
| Instrument Date | Apr 17, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2404 TIMBERCREEK LOOP E LAKELAND FL 338058576, LAKELAND, FL 33805-8576 |
| Document Number | 0100910872 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 010091/000872 |
| Instrument | 49731 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,016 (+1.14%) Land $31,000 Building $235,016 | $266,016 (+1.14%) Land $31,000 Building $235,016 | |
| 2025 | $3,400.00 (+124.27%) | $263,008 (+135.29%) Land $31,000 Building $232,008 | $263,008 (-2.43%) Land $31,000 Building $232,008 |
| 2023 | $1,516.00 (+4.99%) Homeowner's exemption | $111,782 (+3%) | $269,548 (+19.93%) Land $30,000 Building $239,548 |
| 2022 | $1,444.00 Homeowner's exemption | $108,526 | $224,749 Land $16,000 Building $208,749 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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