Polk County property record for 2331 Timbercreek Loop E, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1990 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Nov 2018) |
| Tax Bill | $3,135 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-02-164950-000370 |
| Primary APN | 24-28-02-164950-000370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 1,345 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 155 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Area | 399 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 426 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 2331 TIMBERCREEK LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-8577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERCREEK SUB PB 76 PG 31 LOT 37 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | TIMBERCREEK SUBDIVISION |
| Legal Tract | 164950 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 11606 |
2331 Timbercreek Loop E is owned and occupied by an individual who bought it in November 2018.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2331 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MILEND INC |
| Jul 2, 2019 | Deed of Trust, Mortgage · FHA Mortgage DITECH FIN'L |
| Nov 8, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Deed Document Number | 2018235499 |
| Deed Book / Page | 10666 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2331 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8577 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2331 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8577 |
| Document Number | 0000093380 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 12197/64 |
| Instrument | 2022093380 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ATHENS, GA 30609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2331 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8577 |
| Document Number | 0109110413 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 2331 TIMBERCREEK LOOP E LAKELAND FL 338058577, LAKELAND, FL 33805-8577 |
| Document Number | 0109110413 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 010911/000413 |
| Instrument | 150102 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 8, 2018 |
| Property Address | 2331 TIMBERCREEK LOOP E, LAKELAND, FL 33805-8577 |
| Document Number | 0106660477 |
| Book / Page | 010666 / 000477 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 235499 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2018 |
| Title Company | EASY TITLE COMPANY LLC, EASY TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2331 TIMBERCREEK LOOP E LAKELAND FL 338058577, LAKELAND, FL 33805-8577 |
| Document Number | 106660479 |
|---|---|
| Date | Nov 8, 2018 |
| Book Page | 010666/000479 |
| Instrument | 235500 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 7, 2048 |
The 2025 property tax bill for 2331 Timbercreek Loop E was $3,135.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,057 (+3.48%) Land $31,000 Building $217,057 | $248,057 (+0.59%) Land $31,000 Building $217,057 | |
| 2025 | $3,135.00 | $239,711 | $246,600 Land $31,000 Building $215,600 |
| 2023 | $3,396.00 (+12.86%) | $249,689 (+21.48%) Land $30,000 Building $219,689 | $249,689 (+21.48%) Land $30,000 Building $219,689 |
| 2022 | $3,009.00 | $205,535 Land $16,000 Building $189,535 | $205,535 Land $16,000 Building $189,535 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2331 Timbercreek Loop E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2331 Timbercreek Loop E is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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