2404 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 2404 Saint Clair River Dr, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Square Footage	1,574 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2001)
Tax Bill	$3,581.00 (2024)

Owner

Source: St. Clair County records · APN 74-01-131-0104-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2404 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1143
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2001 · Amount on Record
Deed Sale	Mar 30, 2001 · Amount on Record
Deed Doc Number	0002217392
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2404 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1143
Document Number	0048670239
Book / Page	004867 / 000239
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 05, 2017
Title Company	QUICKSILVA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 SAINT CLAIR RIVER DR ALGONAC MI 480011143, ALGONAC, MI 48001-1143

Mortgage

Document Number	0048670239
Date	Sep 11, 2017
Book Page	004867/000239

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2032

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,200 (+16.02%)
2024	$3,581.00 (+12.12%)		$240,400 (+16.02%)
2023		$103,600
2022	$3,194.00		$207,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 6% of the US · above 15% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74-01-131-0104-000`

Interior

Full Baths	1 Baths
Building Area	1,574 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Lot Area	7,405 sqft (0.169 acres)
Depth X Width	201 ft x 37 ft Depth x Width
Parking Spaces	1 Parking Spaces

Utilities and HVAC

Heating System	Forced Air Heating

Location & Zoning

Account Number	74011310104000
Street Address	2404 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1143
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NELY 37' OF LOT 694 SUPV ROY T GILBERTS PLAT NO 5 SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	SUPRVRS ROY T GILBERTS 5-ALGON
Legal Lot Number	694
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	1
Census Block	1005
Census Tract	649000