St. Clair County property record for 2331 Saint Clair River Dr, Algonac, MI 48001 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1920 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,900 (Oct 2016) |
| Tax Bill | $2,215 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-131-0048-000 |
| Primary APN | 74-01-131-0048-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 199 ft deep x 63 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74011310048000 |
|---|---|
| Street Address | 2331 SAINT CLAIR RIVER DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 600 SUPERVISOR ROY T GILBERT'S PLAT NO. 5 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 5-ALGON |
| Legal Lot Number | 600 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-131-0048-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2331 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Feb 08, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2016 · Amount on Record |
| Deed Sale | Oct 21, 2016 · Amount on Record |
| Deed Document Number | 2016023246 |
| Deed Book / Page | 4761 / 258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2331 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2331 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1140 |
| Document Number | 0005495606 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 5495/606 |
| Instrument | 2022005606 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2331 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|---|
| Address | 2331 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1140 |
| Document Number | 0053150053 |
|---|---|
| Date | Feb 08, 2021 |
| Book Page | 5315/53 |
| Instrument | 2021003628 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,000 (+22.7%) | ||
| 2024 | $2,215.00 (+12.21%) | $160,000 (+22.7%) | |
| 2023 | $65,200 | ||
| 2022 | $1,974.00 | $130,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures