2404 Ferguson Rd, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 2404 Ferguson Rd, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,811 sqft · built 1994
Lot Size	0.358 acres (15,599 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2019)
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-169-12-032`

Property Details

APN / Parcel Number

Primary APN	`038-60-169-12-032`
Alternative APN	`01065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,811 sqft Living Area
1st Floor Area	680 sqft
Attic	Attic
Attic Area	667 sqft
Basement Area	1,164 sqft
Finished Basement	600 sqft
Unfinished Basement	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Aluminum Siding
Lot Area	15,599 sqft (0.358 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	118 sqft
Deck Area	Deck Area
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2404 FERGUSON RD
City	ONTARIO
State	OH
Zip	44906-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2340
Legal Subdivision	WESTFIELD SQUARE
Legal Lot Number	2340
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2404 FERGUSON RD, ONTARIO, OH 44906-4000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 21, 2019	Warranty Deed, Transfer THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	May 21, 2008 · Amount on Record
Deed Document Number	20195424
Deed Book / Page	2700 / 791
Prior Transfer Date	May 20, 2007
Prior Transfer Doc	1844/0014
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2404 FERGUSON RD, ONTARIO, OH 44906-4000
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03010/4623
Date	Dec 26, 2023
Book Page	3010/4623
Instrument	202300012714

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 21, 2038

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2404 FERGUSON RD, ONTARIO, OH 44906-4000
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2863/612
Date	Feb 16, 2021
Book Page	2863/612
Instrument	202100002159

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	May 21, 2019
Property Address	2404 FERGUSON RD, ONTARIO, OH 44906-4000
Document Number	2700/0791
Book / Page	2700 / 0791
Map Reference	VOL 25 PG 132
Instrument Date	May 21, 2019
Instrument	201900005424
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	BARRISTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	201900005425
Date	May 21, 2019
Instrument	201900005425

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,888.00 (+0.02%)	$100,340 (-) Land $7,650 Building $92,690
2024	$4,887.00 (-2.26%) Homeowner's exemption	$100,340 (-) Land $7,650 Building $92,690
2023	$5,000.00 (-34.62%) Homeowner's exemption	$100,340 (+17.83%) Land $7,650 Building $92,690	$286,680 (+17.82%) Land $21,850 Building $264,830
2022	$7,648.00 Homeowner's exemption	$85,160 Land $7,260 Building $77,900
2020			$243,320 Land $20,740 Building $222,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Brightspeed.

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