2395 Ferguson Rd, Ontario (Mansfield), OH 44906 Property Records

Richland County property record for 2395 Ferguson Rd, Ontario, OH 44906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,850 sqft · built 1995
Lot Size	0.362 acres (15,751 sqft)
Owner	Trust Name on Record
Last Sale	$88,000 (Feb 2011)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Dec 2006 Mortgage Sep 2006 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`038-60-169-12-015`

Property Details

APN / Parcel Number

Primary APN	`038-60-169-12-015`
Alternative APN	`01066`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	15,751 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	288 sqft
Patio Area	120 sqft
Balcony Area	18 sqft
Poultry House	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2395 FERGUSON RD
City	ONTARIO
State	OH
Zip	44906-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2323 105 X 150
Legal Subdivision	ONTARIO
Jurisdiction	RICHLAND OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2010
Census Tract	2400

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2006	Deed of Trust, Mortgage WELLS FARGO FINANCIAL BANK
Sep 26, 2006	Deed of Trust, Mortgage KEY BANK NA
Oct 4, 2005	Deed of Trust, Mortgage KEY BANK NA
Dec 22, 2006	Deed of Trust, Mortgage WELLS FARGO FINANCIAL OHIO 1 INC
Apr 25, 2005	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FINANCIAL LLC
Oct 4, 2005	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Oct 18, 2023	Intrafamily Transfer, Transfer
Feb 21, 2013	Intrafamily Transfer, Transfer · ARM STONEGATE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2011 · Amount on Record
Deed Sale	Feb 23, 2011 · Amount on Record
Prior Sale	Oct 12, 2010
Deed Document Number	20111944
Deed Book / Page	2037 / 759
Last Transfer Date	Oct 18, 2023
Transfer Doc	03008/3901
Record Updated	Sep 20, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01718/0575
Date	Dec 22, 2006
Book Page	1718/0575
Instrument	200600022047

Lender

Name	WELLS FARGO FINANCIAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01688/0785
Date	Sep 26, 2006
Book Page	1688/0785
Instrument	200600016753

Lender

Name	KEY BANK NA
Type	Bank
Address	4910 TIEDEMAN RD # C, BROOKLYN, OH 44144

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2036

Interest

Rate	8.62%

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01571/0223
Date	Oct 4, 2005
Book Page	1571/0223
Instrument	200500018756

Lender

Name	KEY BANK NA
Type	Bank
Address	4910 TIEDEMAN RD # C, BROOKLYN, OH 44144

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2015

Interest

Rate	7.59%

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01718/0560
Date	Dec 22, 2006
Book Page	1718/0560
Instrument	200600022046

Lender

Name	WELLS FARGO FINANCIAL OHIO 1 INC
Type	Subprime Lender
Address	WESTERVILLE, OH 43081

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Dec 19, 2046

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	Prime Rate
Max Rate	6%

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01508/0442
Date	Apr 25, 2005
Book Page	1508/0442
Instrument	200500006929

Lender

Name	SUMMIT FINANCIAL LLC
Type	Mortgage Company
Address	HERNDON, VA 20170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2020

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01571/0232
Date	Oct 4, 2005
Book Page	1571/0232
Instrument	200500018759

Lender

Name	KEY BANK NA
Type	Bank
Address	4910 TIEDEMAN RD # C, BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	Oct 18, 2023
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Document Number	03008/3901
Book / Page	3008 / 3901
Map Reference	VOL 25 PG 132
Instrument Date	Oct 18, 2023
Instrument	202300010258
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149

February 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	Feb 21, 2013
Property Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149
Document Number	02205/0566
Book / Page	2205 / 0566
Map Reference	MB25 PG132
Instrument Date	Feb 11, 2013
Instrument	201300002386
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 FERGUSON RD, ONTARIO, OH 44906-1149

Mortgage

Document Number	201300002387
Date	Feb 21, 2013
Instrument	201300002387

Lender

Name	STONEGATE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Springfield Township
Municipality	Ontario City
Unified School District	Ontario Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00 (+0.03%)	$68,500 (-) Land $7,580 Building $60,920
2024	$3,336.00 (-2.26%) Homeowner's exemption	$68,500 (-) Land $7,580 Building $60,920
2023	$3,413.00 (+0.44%) Homeowner's exemption	$68,500 (+16.71%) Land $7,580 Building $60,920	$195,720 (+16.72%) Land $21,660 Building $174,060
2022	$3,398.00 Homeowner's exemption	$58,690 Land $7,200 Building $51,490
2020			$167,680 Land $20,560 Building $147,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO CITY serves 6,756 people · EPA ID OH7003512
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Ferguson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures