24031 State Rte 784, Garrison, KY 41141 Property Records

Greenup County property record for 24031 State Rte 784, Garrison, KY 41141

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,650 sqft · built 1972
Lot Size	38 acres (1,655,280 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Mar 2022)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`033-00-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`033-00-00-014.00`
Alternative APN	`47901`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,650 sqft Living Area
Basement Area	1,650 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,655,280 sqft (38 acres)
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	47901
Street Address	24031 STATE ROUTE 784
City	GARRISON
State	KY
Zip	41141-8629
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THREE PRONG 21 AC M/L
Jurisdiction	GREENUP KY
Township / Civil Division	TYGARTS VALLEY
Census Block Group	3
Census Block	3075
Census Tract	40700

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 24, 2025	Deed of Trust, Mortgage · FHA Mortgage USDA
Mar 24, 2022	Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	591418
Deed Book / Page	D656 / 161
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629

Mortgage

Document Number	0000664059
Date	Jul 24, 2025
Book Page	M1091/629
Instrument	664059

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629

Mortgage

Document Number	0000664059
Date	Jul 24, 2025
Book Page	M1091/629
Instrument	664059

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENUP KY
Recording Date	Mar 24, 2022
Property Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629
Document Number	0000591418
Book / Page	D656 / 161
Map Reference	DB 592 PG 66
Instrument Date	Mar 21, 2022
Instrument	591418
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 COLT DR, MOREHEAD, KY 40351-7146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24031 STATE ROUTE 784, GARRISON, KY 41141-8629
Investor	Possibly a Property Investor

Mortgage

Document Number	0000591419
Date	Mar 24, 2022
Instrument	591419

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+6.19%)	$195,000 (-) Land $70,000 Building $125,000	$195,000 (-) Land $70,000 Building $125,000
2023	$2,343.00	$195,000 Land $70,000 Building $125,000	$195,000 Land $70,000 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	GREENUP WATER SYSTEM
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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