23240 State Rte 784, Garrison, KY 41141 Property Records

Greenup County property record for 23240 State Rte 784, Garrison, KY 41141

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,520 sqft · built 1960
Lot Size	44 acres (1,916,640 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2022)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`033-00-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`033-00-00-004.00`
Alternative APN	`47876`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	9,200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,916,640 sqft (44 acres)
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Space Heater

Location & Zoning

Account Number	47876
Street Address	23240 STATE ROUTE 784
City	GARRISON
State	KY
Zip	41141-8621
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THREE PRONG 44 AC
Jurisdiction	GREENUP KY
Township / Civil Division	TYGARTS VALLEY
Census Block Group	3
Census Block	3074
Census Tract	40700

Owner

23240 State Rte 784, a rural home, is owned and occupied by an individual who bought it in March 2022.

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	23240 STATE ROUTE 784, GARRISON, KY 41141-8621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Deed Document Number	591067
Deed Book / Page	D656 / 43
Record Updated	Jun 8, 2026

March 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	GREENUP KY
Recording Date	Mar 18, 2022
Property Address	23240 STATE ROUTE 784, GARRISON, KY 41141-8621
Document Number	0000591067
Book / Page	D656 / 43
Map Reference	DB 107 PG 246
Instrument Date	Dec 21, 2021
Instrument	591067
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23240 STATE ROUTE 784, GARRISON, KY 41141-8621

Mortgage

Document Number	0000591068
Date	Mar 18, 2022
Instrument	591068

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23240 State Rte 784 was $1,959.

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Unified School District	Greenup County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00	$150,000 Land $50,000 Building $100,000	$150,000 Land $50,000 Building $100,000
2023	$1,845.00	$150,000 Land $50,000 Building $100,000	$150,000 Land $50,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23240 State Rte 784 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23240 State Rte 784 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 784

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