24030 Speith Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 24030 Speith Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,128 sqft · built 1993
Lot Size	1.82 acres (79,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2021)
Tax Bill	$104 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-054306`

Property Details

APN / Parcel Number

Primary APN	`03-054306`
Alternative APNs	`3054306` `054306`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,128 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	79,671 sqft (1.82 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Porch
Porch Area	696 sqft
Deck Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054306
Street Address	24030 SPEITH RD
City	LEONARDTOWN
State	MD
Zip	20650-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 500-2 HOWARD BUCKLER SUBD
Legal Subdivision	HOWARD BUCKLER SUB
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	2
Census Block	2003
Census Tract	875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 16, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Apr 26, 2021	Deed, Transfer
Apr 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Mar 25, 2016 · Amount on Record
Deed Book / Page	5816 / 164
Prior Transfer Date	Nov 12, 2014
Prior Transfer Doc	0041570748
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835

Mortgage

Document Number	0067690374
Date	Sep 26, 2025
Book Page	6769/374

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 16, 2021
Property Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835
Document Number	0058160164
Book / Page	5816 / 164
Map Reference	LB 78 FO 89
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835

Mortgage

Document Number	5816170
Date	Jun 16, 2021
Instrument	5816/170

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 26, 2021
Property Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835
Document Number	0057480459
Book / Page	5748 / 459
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Apr 26, 2021
Property Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835
Document Number	0057480466
Book / Page	5748 / 466
Map Reference	LB 78 FO 89
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,933 (+0.95%)	$426,800 (+2.84%) Land $118,300 Building $308,500
2025	$104.00 (-97.06%) Homeowner's exemption	$415,000 (+22.56%) Land $118,100 Building $296,900	$415,000 (-) Land $118,100 Building $296,900
2023	$3,543.00	$338,600	$415,000 Land $118,100 Building $296,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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