23898 Speith Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23898 Speith Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1954
Lot Size	0.707 acres (30,798 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Jun 2022)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-054314`

Property Details

APN / Parcel Number

Primary APN	`03-054314`
Alternative APNs	`3054314` `054314`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Total Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,798 sqft (0.707 acres)
Porch	Open Porch
Porch Area	288 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054314
Street Address	23898 SPEITH RD
City	LEONARDTOWN
State	MD
Zip	20650-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 5000-3 HOWARD BUCKLER SUBD
Legal Subdivision	HOWARD BUCKLER SUB
Legal Lot Number	3
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	2
Census Block	2003
Census Tract	875501

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23898 SPEITH RD, LEONARDTOWN, MD 20650-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Nov 1, 2021	Deed, Transfer
Nov 1, 2021	Intrafamily Transfer, Transfer
Apr 26, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Book / Page	6164 / 420
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0059720249
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 14, 2022
Property Address	23898 SPEITH RD, LEONARDTOWN, MD 20650-5834
Document Number	0061640420
Book / Page	6164 / 420
Map Reference	MB 79 PL 34
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,481.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23898 SPEITH RD, LEONARDTOWN, MD 20650-5834

Mortgage

Document Number	0006164427
Date	Jun 14, 2022
Instrument	6164/427

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 1, 2021
Property Address	23898 SPEITH RD, LEONARDTOWN, MD 20650-5834
Document Number	0059720256
Book / Page	5972 / 256
Map Reference	LB 79 FO 34
Instrument Date	Oct 25, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	24007 MERVELL DEAN RD, HOLLYWOOD, MD 20636-4820

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Nov 1, 2021
Property Address	23898 SPEITH RD, LEONARDTOWN, MD 20650-5834
Document Number	0059720249
Book / Page	5972 / 249
Map Reference	MB DBJ 79 FO 34
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	24007 MERVELL DEAN RD, HOLLYWOOD, MD 20636-4820

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 26, 2021
Property Address	23898 SPEITH RD, LEONARDTOWN, MD 20650-5834
Document Number	0057480459
Book / Page	5748 / 459
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24030 SPEITH RD, LEONARDTOWN, MD 20650-5835

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,000 (-1.05%) Land $115,500 Building $252,500	$368,000 (-1.05%) Land $115,500 Building $252,500
2025	$4,083.00 (+12.6%)	$371,900 (+7.25%) Land $115,500 Building $256,400	$371,900 (-) Land $115,500 Building $256,400
2023	$3,626.00	$346,767	$371,900 Land $115,500 Building $256,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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