Hamilton County property record for 2403 Union Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1910 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Dec 2022) |
| Tax Bill | $702 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N J 037 |
| Primary APN | 146N J 037 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076656 |
|---|---|
| Street Address | 2403 UNION AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 13 BLK 12 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14 |
| Legal Subdivision | CHAMBERLAIN AVE LAND |
| Legal Block | 12 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1300 |
2403 Union Ave is owned and occupied by an individual who bought it in December 2022.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2403 UNION AVE, CHATTANOOGA, TN 37404-3810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Dec 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 30, 2022 | Warranty Deed, Transfer RFLF 7 LLC |
| Apr 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2022 · Amount on File |
| Deed Sale | Dec 21, 2022 · Amount on File |
| Prior Sale | Nov 30, 2022 · Amount on File |
| Deed Document Number | 2022122100069 |
| Deed Book / Page | 13171 / 858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2403 UNION AVE, CHATTANOOGA, TN 37404-3810 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000184 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 12365/861 |
| Instrument | 2021022300184 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 21, 2022 |
| Property Address | 2403 UNION AVE, CHATTANOOGA, TN 37404-3810 |
| Document Number | 0000000069 |
| Book / Page | 13171 / 858 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2022122100069 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2403 UNION AVE, CHATTANOOGA, TN 37404-3810 |
| Document Number | 0131710861 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 13171-0861 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 30, 2022 |
| Property Address | 2403 UNION AVE, CHATTANOOGA, TN 37404-3810 |
| Document Number | 0000000178 |
| Book / Page | 13154 / 129 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022113000178 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3029 NORTHWAY LN, CHATTANOOGA, TN 37406-2104 |
| Document Number | 0131540255 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 13154-0255 |
| Name | RFLF 7 LLC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2403 UNION AVE, CHATTANOOGA, TN 37404-3810 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000058 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 11323/698 |
| Instrument | 2018041900058 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2403 Union Ave was $702, up 48.7% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $702.00 (+48.73%) | $46,375 (+119.79%) | $185,500 (+119.79%) Land $50,000 Building $135,500 |
| 2024 | $472.00 | $21,100 (-) | $84,400 (-) Land $30,000 Building $54,400 |
| 2023 | $472.00 | $21,100 (-) | $84,400 (-) Land $30,000 Building $54,400 |
| 2022 | $472.00 | $21,100 | $84,400 Land $30,000 Building $54,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2403 Union Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2403 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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