Hamilton County property record for 2317 Union Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,336 sqft · built 1920 |
| Lot Size | 0.153 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,500 (May 2017) |
| Tax Bill | $1,275 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146N K 010 |
| Primary APN | 146N K 010 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.153 acres) |
| Lot Dimensions | 134 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000076664 |
|---|---|
| Street Address | 2317 UNION AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 10 BLK 44 MONTAGUES HIGHLAND PARK ADDN NO 2 PB1 PG35 |
| Legal Subdivision | MONTAGUES ADDN HIGHL |
| Legal Block | 44 |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2317 Union Ave is owned and occupied by an individual who bought it in May 2017.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2317 UNION AVE, CHATTANOOGA, TN 37404-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| May 12, 2017 | Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2017 · Amount on File |
| Deed Sale | May 12, 2017 · Amount on File |
| Prior Sale | Jun 9, 2014 · Amount on File |
| Deed Document Number | 201788 |
| Deed Book / Page | 11047 / 939 |
| Prior Transfer Date | Nov 27, 2000 |
| Prior Transfer Doc | 5729281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2317 UNION AVE, CHATTANOOGA, TN 37404-3714 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000034 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 12720/263 |
| Instrument | 2021110400034 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2317 UNION AVE, CHATTANOOGA, TN 37404-3714 |
| Document Number | 0805000153 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 2317 UNION AVE CHATTANOOGA TN 374043714, CHATTANOOGA, TN 37404-3714 |
| Document Number | 0805000153 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 011719/000372 |
| Instrument | 190805000153 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 4, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 12, 2017 |
| Property Address | 2317 UNION AVE, CHATTANOOGA, TN 37404-3714 |
| Document Number | 0000000088 |
| Book / Page | 11047 / 939 |
| Map Reference | MB1 PG25 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017051200088 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2317 UNION AVE, CHATTANOOGA, TN 37404-3714 |
| Document Number | 0000000089 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017051200089 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 2317 Union Ave was $1,275, up 24.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,275.00 (+24.51%) | $84,125 (+83.68%) | $336,500 (+83.68%) Land $50,000 Building $286,500 |
| 2024 | $1,024.00 | $45,800 (-) | $183,200 (-) Land $30,000 Building $153,200 |
| 2023 | $1,024.00 | $45,800 (-) | $183,200 (-) Land $30,000 Building $153,200 |
| 2022 | $1,024.00 | $45,800 | $183,200 Land $30,000 Building $153,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2317 Union Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2317 Union Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures