Oswego County and Minetto Town property record for 2403 State Rte 48, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,222 sqft · built 1951 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,956 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 353600 201.00-03-01.2 |
| Primary APN | 353600 201.00-03-01.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Game Room | Game Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 410 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2403 STATE ROUTE 48 |
|---|---|
| City | FULTON |
| State | NY |
| Zip | 13069-4141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | LOT 46 026-012-000 |
| Legal Block | 3 |
| Legal Lot Number | 1.200 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | MINETTO |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 21402 |
2403 State Rte 48 is owned and occupied by an individual.
Source: Oswego County and Minetto Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2403 STATE ROUTE 48, FULTON, NY 13069-4141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 2403 STATE ROUTE 48, FULTON, NY 13069-4141 |
| Document Number | 0000012027 |
| Instrument Date | Nov 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2403 STATE ROUTE 48 FULTON NY 130694141, FULTON, NY 13069-4141 |
| Document Number | 0000012027 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 12027 |
| Name | EMPOWER CU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 6, 2028 |
The 2026 property tax bill for 2403 State Rte 48 was $3,956 with exemptions applied, up 2.1% from the year before.
Source: Oswego County and Minetto Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Minetto Town |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,956.00 (+2.12%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,874.00 | $92,000 Land $25,800 Building $66,200 | $141,538 Land $39,692 Building $101,846 |
| 2023 | $92,000 Land $25,800 Building $66,200 | $117,949 Land $33,077 Building $84,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2403 State Rte 48 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2403 State Rte 48 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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