Oswego County and Minetto Town property record for 2388 State Rte 48, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,800 sqft · built 1983 |
| Lot Size | 4.4 acres (191,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,000 (Nov 2009) |
| Tax Bill | $8,371 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 353600 201.07-01-05.2 |
| Primary APN | 353600 201.07-01-05.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 191,664 sqft (4.4 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 1,519 sqft |
| Canopy | 400 sqft |
| Pole Barn | Pole Barn |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2388 STATE ROUTE 48 |
|---|---|
| City | FULTON |
| State | NY |
| Zip | 13069-4138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 46 200-071-000 |
| Legal Block | 1 |
| Legal Lot Number | 5.200 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | MINETTO |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 21402 |
2388 State Rte 48 is owned and occupied by an individual who bought it in November 2009.
Source: Oswego County and Minetto Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2388 STATE ROUTE 48, FULTON, NY 13069-4138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2009 · Amount on File |
| Deed Sale | Nov 23, 2009 · Amount on File |
| Deed Document Number | 200912165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 2388 STATE ROUTE 48, FULTON, NY 13069-4138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000003292 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | R-2017-003292 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2032 |
The 2026 property tax bill for 2388 State Rte 48 was $8,371 with exemptions applied, up 7% from the year before.
Source: Oswego County and Minetto Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Minetto Town |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,371.00 (+7.02%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $7,822.00 | $193,570 Land $31,400 Building $162,170 | $297,800 Land $48,308 Building $249,492 |
| 2023 | $172,000 Land $31,400 Building $140,600 | $220,513 Land $40,256 Building $180,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2388 State Rte 48 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2388 State Rte 48 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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