2318 Phyllis Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2318 Phyllis Dr, Copperas Cove, TX 76522

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,289 sqft · built 1986
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on Record
Last Sale$155,412 (Dec 2021)
Tax Bill$2,933 (2022)
Deeds & MortgagesDec 2021 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1-67-17-0940

Property Details

APN / Parcel Number

Primary APN1-67-17-0940
Alternative APN
  • 124256

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,289 sqft Living Area
Gross Area1,967 sqft
1st Floor Area1,289 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2318 PHYLLIS DR
CityCOPPERAS COVE
StateTX
Zip76522-4332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAMBLEWOOD ESTATES, BLOCK 5, LOT 13, ACRES .2204
Legal SubdivisionRAMBLEWOOD ESTATES
Legal Tract13
Legal Block5
Legal Lot Number13
JurisdictionCORYELL TX
Township / Civil DivisionCOPPERAS COVE
Census Block Group1
Census Block1024
Census Tract10802

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2318 PHYLLIS DR, COPPERAS COVE, TX 76522-4332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Vendor's Lien, Transfer · VA Mortgage
GUILD MORTGAGE CO
Jul 3, 2017Vendor's Lien, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleJul 3, 2017 · Amount on Record
Deed Document Number2021346905
Prior Transfer DateFeb 13, 2008
Prior Transfer Doc0000215527
Record UpdatedOct 29, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateDec 20, 2021
Property Address2318 PHYLLIS DR, COPPERAS COVE, TX 76522-4332
Document Number0000346905
Map ReferenceVOL 4 PG 31
Instrument DateDec 16, 2021
Instrument346905
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyTEXAS LONE STAR TITLE, TEXAS LONE STAR TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 EMERALDS DR, 122, BURNET, TX 78611-2887

Transferred To (Grantee/Buyer)

NameVerified Name
Address2318 PHYLLIS DR, COPPERAS COVE, TX 76522-4332

Mortgage

Document Number0000346906
DateDec 20, 2021
Instrument346906
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCORYELL TX
Recording DateJul 3, 2017
Property Address2318 PHYLLIS DR, COPPERAS COVE, TX 76522-4332
Document Number299053
Map ReferenceVOL 4 PG 31
Instrument DateJun 30, 2017
Instrument299053
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4803 TEAL DR, 4803, KILLEEN, TX 76542-3707

Transferred To (Grantee/Buyer)

NameVerified Name
Address2318 PHYLLIS DR, COPPERAS COVE, TX 76522-4332

Mortgage

Document Number299054
DateJul 3, 2017
Instrument299054
Lender
NameBANK OF AMERICA NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCoryell County
MunicipalityCopperas Cove City
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$163,190 (-2.29%) Land $32,500 Building $130,690$163,190 (-2.29%) Land $32,500 Building $130,690
2023$167,010 Land $32,500 Building $134,510$167,010 Land $32,500 Building $134,510
2022$2,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims10 (1986–2010)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2010 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COPPERAS COVE
serves 41,669 people · EPA ID TX0500001
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink.

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