Buchanan County property record for 2403 N Circle Dr, Saint Joseph, MO 64505
| Property Type | Single Family Home |
|---|---|
| Details | 1,068 sqft · built 1927 |
| Lot Size | 0.352 acres (15,345 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,757 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| APN | 06-2.0-04-001-000-063.000 |
| Primary APN | 06-2.0-04-001-000-063.000 |
|---|
| Building Area | 1,068 sqft Base Area |
|---|---|
| 1st Floor Area | 1,068 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 15,345 sqft (0.352 acres) |
| Lot Dimensions | 247 ft deep x 62 ft wide |
| Street Address | 2403 N CIRCLE DR |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64505-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HIGHLAND PARK LOT:24 BLK:5LGL DESC:NW 60' L24 |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 5 |
| Legal Lot Number | 24 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 500 |
2403 N Circle Dr is owned and occupied by two individuals.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2403 N CIRCLE DR, SAINT JOSEPH, MO 64505-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2403 N CIRCLE DR, SAINT JOSEPH, MO 64505-2217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018009741 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 2018009741 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2403 N Circle Dr was $1,757.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,757.00 | $24,460 Land $4,750 Building $19,710 | $128,740 Land $25,000 Building $103,740 |
| 2024 | $1,757.00 (+17.45%) | ||
| 2023 | $1,496.00 (-0.66%) | $22,710 (-) Land $4,750 Building $17,960 | $119,500 Land $25,000 Building $94,500 |
| 2022 | $1,506.00 | $22,710 Land $4,750 Building $17,960 | |
| 2021 | $119,500 Land $25,000 Building $94,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2403 N Circle Dr; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2403 N Circle Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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