2327 N Circle Dr, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2327 N Circle Dr, Saint Joseph, MO 64505

Property Summary

Property TypeSingle Family Home
Details1,392 sqft · built 1937
Lot Size0.389 acres (16,960 sqft)
Owner2 Individual Names on File
Last Sale$213,800 (Jul 2018)
Tax Bill$1,432 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2018 Mortgage
APN06-2.0-04-001-000-066.000

Property Details

APN / Parcel Number

Primary APN06-2.0-04-001-000-066.000

Interior

Building Area1,392 sqft Base Area
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area16,960 sqft (0.389 acres)
Lot Dimensions212 ft deep x 80 ft wide

Location & Zoning

Street Address2327 N CIRCLE DR
CitySAINT JOSEPH
StateMO
Zip64505-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:HIGHLAND PARK LOT:23 BLK:5LGL DESC:W 60' E 130' L23
Legal SubdivisionHIGHLAND PARK
Legal Block5
Legal Lot Number23
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2003
Census Tract500

Owner

2327 N Circle Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2327 N CIRCLE DR, SAINT JOSEPH, MO 64505-2216
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Jul 6, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2018 · Amount on File
Deed SaleJul 6, 2018 · Amount on File
Prior SaleDec 30, 2013
Deed Document Number20186064
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2327 N CIRCLE DR, SAINT JOSEPH, MO 64505-2216
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003749/410
DateJun 8, 2020
Book Page3749/410
Instrument2020004562
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJul 1, 2040

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJul 6, 2018
Property Address2327 N CIRCLE DR, SAINT JOSEPH, MO 64505-2216
Document Number2018006064
Instrument DateJul 6, 2018
Instrument2018006064
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2327 N CIRCLE DR, SAINT JOSEPH, MO 64505-2216

Mortgage

Document Number2018006065
DateJul 6, 2018
Instrument2018006065
Lender
NameAMERICAN PORTFOLIO MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2327 N Circle Dr was $1,432.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,432.00$19,840 Land $5,230 Building $14,610$104,400 Land $27,500 Building $76,900
2024$1,432.00 (+30.54%)
2023$1,097.00 (-0.63%)$16,520 (-) Land $5,230 Building $11,290$86,900 Land $27,500 Building $59,400
2022$1,104.00$16,520 Land $5,230 Building $11,290
2021$86,900 Land $27,500 Building $59,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2327 N Circle Dr; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2327 N Circle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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