2403 Guardian Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 2403 Guardian Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1,520 sqft · built 2013
Lot Size	0.26 acres (11,326 sqft)
Owner	Owner Name on Record
Tax Bill	$4,547 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027.036.01001118`

Property Details

APN / Parcel Number

Primary APN	`027.036.01001118`

Interior

Stories	2 Stories
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 2013
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2403 GUARDIAN CT
City	ARNOLD
State	MO
Zip	63010-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STRAWBERRY RIDGE 2 LOT 90
Legal Range	05
Legal Township	43
Legal Section	36
Legal Quarter	NE
Legal Subdivision	STRAWBERRY RIDGE 2
Legal Block	1
Legal Lot Number	90
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2003
Census Tract	700113

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2403 GUARDIAN CT, ARNOLD, MO 63010-2580
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage GENEVA FINANCIAL LLC
Aug 13, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Aug 1, 2017	Loan Modification, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2013
Deed Sale	Jun 12, 2013
Deed Document Number	2013R-023560
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2403 GUARDIAN CT, ARNOLD, MO 63010-2580
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 GUARDIAN CT, ARNOLD, MO 63010-2580

Mortgage

Document Number	2021R031741
Date	Jul 21, 2021
Instrument	2021R-031741

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2403 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000024746
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000024746
Date	Aug 20, 2019
Instrument	24746

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 19, 2039

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	2403 GUARDIAN CT, ARNOLD, MO 63010-2580
Document Number	0000027912
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 GUARDIAN CT ARNOLD MO 630102580, ARNOLD, MO 63010-2580

Mortgage

Document Number	0000027912
Date	Sep 7, 2017
Instrument	27912

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,200 (+8.87%) Land $13,400 Building $57,800
2024			$374,500 (+8.83%) Land $70,400 Building $304,100
2023	$4,547.00	$65,400 Land $13,400 Building $52,000	$344,100 Land $70,400 Building $273,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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