Gaston County property record for 2403 Gardner St, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,398 sqft · built 1920 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $271,000 (Apr 2023) |
| Tax Bill | $1,432 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Oct 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10063B00900 |
| Primary APN | 10063B00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,398 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 259 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2403 GARDNER ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TEXTILES INC MYERS MILL L 17 10 063B 009 00 000 |
| Legal Subdivision | THE MYERS MILLS SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 33202 |
2403 Gardner St is owned and occupied by an individual who bought it in April 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC |
| Feb 28, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 15, 2017 | Warranty Deed, Transfer MASTER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on File |
| Deed Sale | Apr 24, 2023 · Amount on File |
| Prior Sale | Oct 3, 2022 · Amount on File |
| Deed Book / Page | 5406 / 68 |
| Prior Transfer Date | Mar 12, 2007 |
| Prior Transfer Doc | 0043021913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 24, 2023 |
| Property Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0054060068 |
| Book / Page | 5406 / 68 |
| Map Reference | MB 5 PG 54 |
| Instrument Date | Apr 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | FORTIFIED TITLE, FORTIFIED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $542.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 GOLDEN BELL DR, MARVIN, NC 28173-0244 |
| Name | Verified Name |
|---|---|
| Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0000540670 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 5406/70 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 3, 2022 |
| Property Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0053682245 |
| Book / Page | 5368 / 2245 |
| Map Reference | MB 5 PG 54 |
| Instrument Date | Sep 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 67 E MADISON ST STE 1510, 67, CHICAGO, IL 60603-3014 |
| Name | Verified Name |
|---|---|
| Address | 1012 GOLDEN BELL DR, MARVIN, NC 28173-0244 |
| Document Number | 0053682247 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 5368/2247 |
| Name | WHITLEY MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 28, 2018 |
| Property Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0049630305 |
| Book / Page | 004963 / 000305 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $189.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 E MADISON ST #1510 CHICAGO IL 606033014, 1510, CHICAGO, IL 60603-3014 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 11, 2017 |
| Property Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0049271778 |
| Book / Page | 004927 / 001778 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 804 N DELAWARE ST INDIANAPOLIS IN 462041127, INDIANAPOLIS, IN 46204-1127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 15, 2017 |
| Property Address | 2403 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0049110896 |
| Book / Page | 004911 / 000896 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2017 |
| Title Company | MASTER TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5219 THE PLAZA CHARLOTTE NC 282152139, CHARLOTTE, NC 28215-2139 |
The 2026 property tax bill for 2403 Gardner St was $1,432.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,432.00 | $200,660 (-) Land $15,000 Building $185,660 | |
| 2025 | $1,432.00 | $200,660 Land $15,000 Building $185,660 | |
| 2023 | $1,216.00 | $175,100 Land $15,000 Building $160,100 | |
| 2021 | $73,110 Land $6,000 Building $67,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2403 Gardner St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2403 Gardner St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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