Gaston County property record for 2431 Gardner St, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 1,179 sqft · built 2022 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (May 2022) |
| Tax Bill | $1,816 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2021 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 10063B01400 |
| Primary APN | 10063B01400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Building Area | 1,179 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 2431 GARDNER ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TEXTILES INC MYERS MILL L 22 10 063B 014 00 000 |
| Legal Subdivision | MYERS MILL SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 33202 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2431 GARDNER ST, GASTONIA, NC 28056-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 8, 2021 | Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Prior Sale | Nov 8, 2021 · Amount on Record |
| Deed Book / Page | 5340 / 503 |
| Prior Transfer Date | Mar 5, 2008 |
| Prior Transfer Doc | 0043900505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 27, 2022 |
| Property Address | 2431 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0053400503 |
| Book / Page | 5340 / 503 |
| Map Reference | MB 5 PG 54 |
| Instrument Date | May 27, 2022 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 PEAK VIEW LN, 200, GASTONIA, NC 28052-7782 |
| Name | Verified Name |
|---|---|
| Address | 2431 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0005340506 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 5340/506 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 8, 2021 |
| Property Address | 2431 GARDNER ST, GASTONIA, NC 28056-6363 |
| Document Number | 0052841041 |
| Book / Page | 5284 / 1041 |
| Map Reference | MB 5 PG 54 |
| Instrument Date | Nov 8, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $53.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 SHADY BARK DR, 1401, GASTONIA, NC 28054-6045 |
| Name | Verified Name |
|---|---|
| Address | 200 PEAK VIEW LN, GASTONIA, NC 28052-7782 |
| Document Number | 0052841044 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 5284/1044 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,816.00 | $254,460 (-) Land $15,000 Building $239,460 | |
| 2025 | $1,816.00 (+2.71%) | $254,460 (-) Land $15,000 Building $239,460 | |
| 2023 | $1,768.00 | $254,460 Land $15,000 Building $239,460 | |
| 2021 | $7,320 Land $6,000 Building $1,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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