2403 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 2403 E Main St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,884 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (May 2022)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`029-30529-00`

Property Details

APN / Parcel Number

Primary APN	`029-30529-00`
Alternative APNs	`89-16-34-330-104.000-030` `463433010400029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
1st Floor Area	1,884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	220 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463433010400029
Street Address	2403 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-5866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98.79 FT X 13 1/3 RDS SW SEC 34-14-1 0.50A
Legal Range	1
Legal Township	14
Legal Section	34
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1013
Census Tract	1101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street-Glen Miller Park Historic District listed 1986 · 100 contributing resources · NRIS 86000612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2403 E Main St is owned and occupied by an individual who bought it in May 2022.

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Jun 5, 2025	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
May 6, 2013	Deed of Trust, Mortgage · Reverse Mortgage MAVERICK FUNDING CORP
May 2, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Feb 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Apr 4, 2018	Warranty Deed, Transfer
Mar 1, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Feb 26, 2019 · Amount on File
Deed Document Number	20224110
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024001194
Date	Feb 26, 2024
Instrument	2024001194

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	339 Months
Due	May 1, 2052

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025003930
Date	Jun 5, 2025
Instrument	2025003930

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount on Record
Term	323 Months
Due	May 1, 2052

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013004002
Date	May 6, 2013
Instrument	2013004002

Lender

Name	MAVERICK FUNDING CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	627 Months
Due	Aug 25, 2065

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 2, 2022
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Document Number	2022004110
Instrument Date	Apr 29, 2022
Instrument	2022004110
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022004111
Date	May 2, 2022
Instrument	2022004111

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 26, 2019
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Document Number	2019001495
Instrument Date	Feb 22, 2019
Instrument	2019001495
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001496
Date	Feb 26, 2019
Instrument	2019001496

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Apr 4, 2018
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Document Number	2018002576
Instrument Date	Mar 27, 2018
Instrument	2018002576
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 CANTERBURY TRL, RICHMOND, IN 47374-6682

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WAYNE IN
Recording Date	Mar 1, 2018
Property Address	2403 E MAIN ST, RICHMOND, IN 47374-5866
Document Number	2018001616
Instrument Date	Feb 7, 2018
Instrument	2018001616
Transaction Type	Foreclosure
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2403 E Main St was $2,025, up 2.8% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00 (+2.79%)	$225,100 Land $23,900 Building $201,200	$225,100 Land $23,900 Building $201,200
2024	$1,970.00
2023		$173,500 (+34.7%) Land $17,800 Building $155,700	$173,500 (+34.7%) Land $17,800 Building $155,700
2022	$1,288.00 Homeowner's exemption	$128,800 Land $17,800 Building $111,000	$128,800 Land $17,800 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2403 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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