2323 E Main St, Richmond, IN 47374 Property Records

Wayne County property record for 2323 E Main St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1904
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on File
Last Sale	$122,100 (Oct 2020)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-12740-00`

Property Details

APN / Parcel Number

Primary APN	`029-12740-00`
Alternative APNs	`89-16-34-330-102.000-030` `463433010200029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Metal
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	220 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	463433010200029
Street Address	2323 E MAIN ST
City	RICHMOND
State	IN
Zip	47374-5865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 70 FT NATIONAL RD SW SEC 34-14-1
Legal Range	1
Legal Township	14
Legal Section	34
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1013
Census Tract	1101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Main Street-Glen Miller Park Historic District listed 1986 · 100 contributing resources · NRIS 86000612

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2323 E Main St is owned and occupied by an individual who bought it in October 2020.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2323 E MAIN ST, RICHMOND, IN 47374-5865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage MID AMERICA BANK
Oct 1, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MID-AMERICAN MORTGAGE INC
Aug 31, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	20208047
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	2323 E MAIN ST, RICHMOND, IN 47374-5865
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010450
Date	Oct 22, 2021
Instrument	2021010450

Lender

Name	MID AMERICA BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 1, 2020
Property Address	2323 E MAIN ST, RICHMOND, IN 47374-5865
Document Number	2020008047
Instrument Date	Sep 29, 2020
Instrument	2020008047
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020008048
Date	Oct 1, 2020
Instrument	2020008048

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Aug 31, 2017
Property Address	2323 E MAIN ST, RICHMOND, IN 47374-5865
Document Number	2017007162
Instrument Date	Aug 23, 2017
Instrument	2017007162
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 E MAIN ST, RICHMOND, IN 47374-5865

Mortgage

Document Number	2017007163
Date	Aug 31, 2017
Instrument	2017007163

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2323 E Main St was $1,290, up 0.8% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+0.78%)	$138,200 Land $16,900 Building $121,300	$138,200 Land $16,900 Building $121,300
2024	$1,280.00
2023		$108,900 (-0.73%) Land $12,600 Building $96,300	$108,900 (-0.73%) Land $12,600 Building $96,300
2022	$1,137.00 Homeowner's exemption	$109,700 Land $12,600 Building $97,100	$109,700 Land $12,600 Building $97,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2323 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2323 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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