2403 Cactus Ct, Plainfield, IL 60586 Property Records

Will County property record for 2403 Cactus Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,600 sqft · built 2002
Lot Size	0.049 acres (2,142 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2017)
Tax Bill	$5,004 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-30-418-125`

Property Details

APN / Parcel Number

Primary APN	`06-03-30-418-125`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Shingle
Lot Area	2,142 sqft (0.049 acres)
Lot Dimensions	80 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2403 CACTUS CT
City	PLAINFIELD
State	IL
Zip	60586-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1042 IN MIRAGE SUB. PHASE 1 UNIT 4, A SUB OF PRT OF THE E1/2 OF SW FRACTIONAL 1/4 THE W1/2 SE1/4 OF SEC 30, T36N-R9E. EX
Legal Range	09E
Legal Township	36N
Legal Section	30
Legal Subdivision	MIRAGE
Legal Phase	1
Legal Lot Number	1042
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3007
Census Tract	880431

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2403 CACTUS CT, PLAINFIELD, IL 60586-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 27, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	May 19, 2011 · Amount on Record
Deed Document Number	2017100674
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2403 CACTUS CT, PLAINFIELD, IL 60586-4500
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077448
Date	Jul 16, 2021
Instrument	R2021077448

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 27, 2017
Property Address	2403 CACTUS CT, PLAINFIELD, IL 60586-4500
Document Number	0000100674
Instrument Date	Dec 1, 2017
Instrument	100674
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 SPRINGBROOK TRL S OSWEGO IL 605434000, OSWEGO, IL 60543-4000

Mortgage

Document Number	100675
Date	Dec 27, 2017
Instrument	100675

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,004.00 (+16.78%)
2024		$74,676 (+23.28%) Land $10,884 Building $63,792	$224,028 (+23.28%) Land $32,652 Building $191,376
2022	$4,285.00 Homeowner's exemption	$60,576 Land $8,829 Building $51,747	$181,728 Land $26,487 Building $155,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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