2409 Cactus Ct, Plainfield, IL 60586 Property Records

Will County property record for 2409 Cactus Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,727 sqft · built 2002
Lot Size	0.12 acres (5,183 sqft)
Owner	Company Name on Record
Last Sale	$255,500 (May 2022)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-30-418-081`

Property Details

APN / Parcel Number

Primary APN	`06-03-30-418-081`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,727 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Roof Material	Shingle
Lot Area	5,183 sqft (0.12 acres)
Garage Type	Attached
Garage Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2409 CACTUS CT
City	PLAINFIELD
State	IL
Zip	60586-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1039 IN MIRAGE SUB. PHASE 1 UNIT 4, A SUB OF PRT OF THE E1/2 OF SW FRACTIONAL 1/4 THE W1/2 SE1/4 OF SEC 30, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	30
Legal Subdivision	MIRAGE
Legal Phase	1
Legal Lot Number	1039
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	3
Census Block	3007
Census Tract	880431

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK
Dec 6, 2022	Intrafamily Transfer, Transfer
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 4, 2017	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	202236129
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000085481
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500
Transaction Type	Mortgage
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118177
Date	Dec 24, 2020
Instrument	R2020118177

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Dec 6, 2022
Property Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500
Document Number	0000085481
Map Reference	DOC R98-12276
Instrument Date	Dec 1, 2022
Instrument	R2022085481
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 6, 2022
Property Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500
Document Number	0000036129
Map Reference	DOC R98-12276
Instrument Date	Apr 22, 2022
Instrument	R2022036129
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500

Mortgage

Document Number	0000036130
Date	May 6, 2022
Instrument	R2022036130

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 15, 2021
Property Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500
Document Number	0000029261
Map Reference	DOC R98-12276
Instrument Date	Feb 5, 2021
Instrument	R2021029261
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 CACTUS CT, 2409, PLAINFIELD, IL 60586-4500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500

Mortgage

Document Number	0000029262
Date	Mar 15, 2021
Instrument	R2021029262

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 4, 2017
Property Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500
Document Number	0000035045
Map Reference	DOC R98-12276
Instrument Date	Apr 28, 2017
Instrument	R2017035045
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2409 CACTUS CT, PLAINFIELD, IL 60586-4500

Mortgage

Document Number	0000035046
Date	May 4, 2017
Instrument	R2017035046

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,168.00 (+5.58%)	$91,376 (+8.45%) Land $11,804 Building $79,572	$274,128 (+8.45%) Land $35,412 Building $238,716
2024		$84,256 (+23.28%) Land $10,884 Building $73,372	$252,768 (+23.28%) Land $32,652 Building $220,116
2022	$4,895.00 Homeowner's exemption	$68,346 Land $8,829 Building $59,517	$205,038 Land $26,487 Building $178,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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