2403 Bear Bluff Dr, Columbia, MO 65202 Property Records

Boone County property record for 2403 Bear Bluff Dr, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 2008
Lot Size	0.172 acres (7,497 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,780 (Apr 2023)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-306-00-05-054-00`

Property Details

APN / Parcel Number

Primary APN	`16-306-00-05-054-00`
Alternative APN	`16-306-00-05-054.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	7,497 sqft (0.172 acres)
Lot Dimensions	124 ft deep x 60.2 ft wide
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2403 BEAR BLUFF DR
City	COLUMBIA
State	MO
Zip	65202-4330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEAR CREEK VILLAGE LOT 54
Legal Range	13W
Legal Township	48N
Legal Section	02
Legal Subdivision	BEAR CREEK VILLAGE
Legal Lot Number	54
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2003
Census Tract	1402

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2403 BEAR BLUFF DR, COLUMBIA, MO 65202-4330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK
Oct 27, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Jul 23, 2008 · Amount on Record
Deed Document Number	20235501
Deed Book / Page	5736 / 172
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2403 BEAR BLUFF DR, COLUMBIA, MO 65202-4330
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 BEAR BLUFF DR, COLUMBIA, MO 65202-4330

Mortgage

Document Number	0000021852
Date	Dec 11, 2025
Book Page	6085/183
Instrument	2025021852

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Apr 19, 2023
Property Address	2403 BEAR BLUFF DR, COLUMBIA, MO 65202-4330
Document Number	0000005501
Book / Page	5736 / 172
Map Reference	MB 39 PG 94
Instrument Date	Apr 19, 2023
Instrument	2023005501
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 BEAR BLUFF DR, COLUMBIA, MO 65202-4330

Mortgage

Document Number	0000005502
Date	Apr 19, 2023
Instrument	2023005502

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	12-Month MTA
Max Rate	12.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2403 BEAR BLUFF DR, COLUMBIA, MO 65202-4330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026984
Date	Oct 27, 2020
Book Page	5295/95
Instrument	2020026984

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2040

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,778 (-) Land $5,320 Building $22,458
2025	$1,819.00 (+12.08%)	$27,778 (+14.49%) Land $5,320 Building $22,458	$146,200 (+14.49%) Land $28,000 Building $118,200
2023	$1,623.00 (+4.11%)	$24,263 Land $5,320 Building $18,943	$127,700 Land $28,000 Building $99,700
2022	$1,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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