St. Louis County property record for 2402 Water St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,553 sqft · built 2005 |
| Lot Size | 0.109 acres (4,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,300,000 (Aug 2021) |
| Tax Bill | $19,738 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2808-00010 |
| Primary APN | 010-2808-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,553 sqft Gross Area |
| 1st Floor Area | 2,553 sqft |
| Basement Area | 1,325 sqft |
| Finished Basement | 1,325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 4,761 sqft (0.109 acres) |
| Garage Area | 540 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 178 sqft |
| Deck Area | 200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1114339 |
|---|---|
| Street Address | 2402 WATER ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 10 & AN UNDIVIDED INTEREST IN THE COMMONELEMENTS SERIAL # |
| Legal Subdivision | CIC 78 LEDGES ON LAKE SUPERIO |
| Legal Unit | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2402 WATER ST, 10, DULUTH, MN 55812-2219 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2008 · Amount on Record |
| Deed Document Number | 20211044747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 4, 2021 |
| Property Address | 2402 WATER ST, DULUTH, MN 55812-2219 |
| Document Number | 0001044747 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 1044747 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2402 WATER ST # 10, 10, DULUTH, MN 55812-2219 |
| Document Number | 0001044748 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 1044748 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,738.00 (+5.17%) | ||
| 2025 | $18,768.00 (+8.4%) | $1,236,700 (+1.92%) Land $180,700 Building $1,056,000 | $1,236,700 (+1.92%) Land $180,700 Building $1,056,000 |
| 2024 | $17,314.00 | $1,213,400 (+10.83%) Land $234,600 Building $978,800 | $1,213,400 (+10.83%) Land $234,600 Building $978,800 |
| 2022 | $1,094,800 Land $234,600 Building $860,200 | $1,094,800 Land $234,600 Building $860,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile, Verizon.
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