St. Louis County property record for 2308 Water St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,375 sqft · built 2005 |
| Lot Size | 0.058 acres (2,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $519,900 (Oct 2008) |
| Tax Bill | $11,038 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2808-00060 |
| Primary APN | 010-2808-00060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,375 sqft Gross Area |
| 1st Floor Area | 1,375 sqft |
| Basement Area | 498 sqft |
| Finished Basement | 498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 2,550 sqft (0.058 acres) |
| Deck Area | 105 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1081275 |
|---|---|
| Street Address | 2308 WATER ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 15 & AN UNDIVIDED INTEREST IN THE COMMONELEMENTS SERIAL # |
| Legal Subdivision | CIC 78 LEDGES ON LAKE SUPERIO |
| Legal Unit | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1100 |
2308 Water St is owned by an individual who bought it in October 2008.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19827 MADDELENA CIR, ESTERO, FL 33967-0540 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2008 · Amount on File |
| Deed Sale | Oct 24, 2008 · Amount on File |
| Deed Document Number | 2008860492 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 2308 Water St was $11,038, up 35.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,038.00 (+35.07%) | ||
| 2025 | $8,172.00 (+10.19%) | $731,400 (+26.32%) Land $159,200 Building $572,200 | $731,400 (+26.32%) Land $159,200 Building $572,200 |
| 2024 | $7,416.00 | $579,000 Land $94,400 Building $484,600 | $579,000 Land $94,400 Building $484,600 |
| 2022 | $520,300 Land $94,400 Building $425,900 | $520,300 Land $94,400 Building $425,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2308 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2308 Water St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures