Maricopa County property record for 2402 W Apache Rain Rd, Phoenix, AZ 85085
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,352 sqft · built 2004 |
| Lot Size | 0.149 acres (6,512 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,000 (Nov 2017) |
| Tax Bill | $2,446 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 204-01-712 |
| Primary APN | 204-01-712 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 2,352 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 6,512 sqft (0.149 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 339 sqft |
| Patio Area | 175 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2402 W APACHE RAIN RD |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85085-6042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | CAREFREE CROSSING PARCEL 3 MCR 618-46 |
| Legal Range | 02E |
| Legal Township | 05N |
| Legal Section | 12 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | CAREFREE CROSSING PARCEL 3 |
| Legal Lot Number | 321 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 611300 |
2402 W Apache Rain Rd is owned and occupied by an individual who bought it in November 2017.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Nov 30, 2017 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Mar 24, 2005 · Amount on File |
| Deed Document Number | 20170886754 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Document Number | 0000717700 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 20250717700 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 23, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Document Number | 0001231389 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 20201231389 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 30, 2017 |
| Property Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Document Number | 0000886754 |
| Map Reference | MB 618 PG 46 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017-0886754 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3207 W FOLGERS RD, 3207, PHOENIX, AZ 85027-7006 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2402 W APACHE RAIN RD, PHOENIX, AZ 85085-6042 |
| Document Number | 0000886755 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-0886755 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 2402 W Apache Rain Rd was $2,446.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,360 | $513,600 Land $102,700 Building $410,900 | |
| 2025 | $2,446.00 | ||
| 2024 | $52,620 | $526,200 Land $105,200 Building $421,000 | |
| 2023 | $2,380.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2402 W Apache Rain Rd in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2402 W Apache Rain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 71% of Arizona |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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