2324 W Apache Rain Rd, Phoenix, AZ 85085 Property Records

Maricopa County property record for 2324 W Apache Rain Rd, Phoenix, AZ 85085

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,142 sqft · built 2004
Lot Size0.176 acres (7,672 sqft)
OwnerTrust Name on File
Last Sale$280,000 (Jan 2016)
Tax Bill$3,242 (2025)
Deeds & MortgagesApr 2021 Line of Credit
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN204-01-715

Property Details

APN / Parcel Number

Primary APN204-01-715

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,142 sqft Living Area
1st Floor Area2,142 sqft

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area7,672 sqft (0.176 acres)
Parking Spaces2 Parking Spaces
Pool Area375 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2324 W APACHE RAIN RD
CityPHOENIX
StateAZ
Zip85085-6040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionCAREFREE CROSSING PARCEL 3 MCR 618-46
Legal Range02E
Legal Township05N
Legal Section12
Legal QuarterSW
Quarter-Quarter SectionSE
Legal SubdivisionCAREFREE CROSSING PARCEL 3
Legal Lot Number324
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group6
Census Block6007
Census Tract611300

Owner

2324 W Apache Rain Rd is owner-occupied and held in a trust since November 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of RecordTrust Name on File
Mailing Address2324 W APACHE RAIN RD, PHOENIX, AZ 85085-6040
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
May 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON FEDERAL BANK
Oct 29, 2019Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Nov 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2016 · Amount on File
Deed SaleJan 4, 2016 · Amount on File
Prior SaleMar 31, 2017
Deed Document Number0000001648
Last Transfer DateNov 4, 2019
Transfer Doc0000884964
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2324 W APACHE RAIN RD, PHOENIX, AZ 85085-6040
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000461358
DateApr 26, 2021
Instrument20210461358
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2324 W APACHE RAIN RD, PHOENIX, AZ 85085-6040
Transaction TypeMortgage
Record UpdatedNov 21, 2025
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2324 W APACHE RAIN RD, PHOENIX, AZ 85085-6040

Mortgage

Document Number0000461441
DateMay 31, 2022
Instrument20220461441
Lender
NameWASHINGTON FEDERAL BANK
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2324 W APACHE RAIN RD, PHOENIX, AZ 85085-6040
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000864903
DateOct 29, 2019
Instrument20190864903
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateNov 4, 2019
Property Address2324 W APACHE RAIN RD, PHOENIX, AZ 85085-6040
Document Number0000884964
Instrument DateSep 28, 2019
Instrument884964
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2324 W APACHE RAIN RD PHOENIX AZ 850856040, PHOENIX, AZ 85085-6040

Tax Assessment & Valuation

The 2025 property tax bill for 2324 W Apache Rain Rd was $3,242.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,610$526,100 Land $105,200 Building $420,900
2025$3,242.00
2024$53,780$537,800 Land $107,500 Building $430,300
2023$2,674.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2324 W Apache Rain Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 W Apache Rain Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AirFiber WISP
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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