2402 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2402 Daybreak Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,358 sqft · built 2002
Owner	Individual Name on File
Last Sale	$181,000 (Apr 2018)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-375-054`

Property Details

APN / Parcel Number

Primary APN	`06-33-375-054`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	2,037 sqft
Basement Area	679 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2402 DAYBREAK CT
City	ELGIN
State	IL
Zip	60123-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE CONDOMINIUM UNIT 176-5-714-2402
Legal Subdivision	MULBERRY GROVE CONDO
Legal Block	5
Legal Unit	176-5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	851907

Owner

Source: Kane County records · APN 06-33-375-054

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2402 DAYBREAK CT, ELGIN, IL 60123-8847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Apr 04, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2018 · Amount on Record
Deed Sale	Apr 04, 2018 · Amount on Record
Prior Sale	Nov 07, 2012 · Amount on Record
Deed Document Number	201815221
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2402 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032890
Date	Sep 21, 2023
Instrument	2023K032890

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2043

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2402 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045172
Date	Jun 14, 2021
Instrument	2021K045172

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2402 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SATURN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014851
Date	Apr 17, 2019
Instrument	2019K014851

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Interest

Rate	4.62%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 04, 2018
Property Address	2402 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000015221
Map Reference	DOC2002K074566
Instrument Date	Mar 23, 2018
Instrument	2018K015221
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	SATURN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000015222
Date	Apr 04, 2018
Instrument	2018K015222

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00 (+15.8%) Homeowner's exemption
2024		$76,051 (+21.39%) Land $18,854 Building $57,197	$228,244 (+21.44%) Land $56,585 Building $171,660
2022	$4,912.00 (+4.73%) Homeowner's exemption	$62,648 (+6.96%) Land $15,531 Building $47,117	$187,944 (+6.96%) Land $46,593 Building $141,351
2021	$4,690.00 Homeowner's exemption	$58,571 Land $14,520 Building $44,051	$175,713 Land $43,560 Building $132,153

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Metronet Holdings, Opiquad, Verizon.

Based on FCC filings for 65 locations within half a mile of this property.

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