2408 Daybreak Ct, Elgin, IL 60123 Property Records

Kane County property record for 2408 Daybreak Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,358 sqft · built 2002
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2023)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-375-051`

Property Details

APN / Parcel Number

Primary APN	`06-33-375-051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	2,037 sqft
Basement Area	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Frame

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2408 DAYBREAK CT
City	ELGIN
State	IL
Zip	60123-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE CONDOMINIUM UNIT 176-2-714-2408
Legal Subdivision	MULBERRY GROVE CONDO
Legal Block	5
Legal Unit	176-2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2408 DAYBREAK CT, ELGIN, IL 60123-8847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 26, 2018	Warranty Deed, Transfer · FHA Mortgage BLUELEAF LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	202334677
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 4, 2023
Property Address	2408 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000034677
Map Reference	DOC 2002K028976
Instrument Date	Aug 30, 2023
Instrument	2023K034677
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2408 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000034678
Date	Oct 4, 2023
Instrument	2023K034678

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2053

Interest

Rate	5.62%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2408 DAYBREAK CT, ELGIN, IL 60123-8847
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2408 DAYBREAK CT, ELGIN, IL 60123-8847

Mortgage

Document Number	0000071667
Date	Sep 21, 2021
Instrument	2021K071667

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 26, 2018
Property Address	2408 DAYBREAK CT, ELGIN, IL 60123-8847
Document Number	0000047144
Instrument Date	Sep 5, 2018
Instrument	47144
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2408 DAYBREAK CT ELGIN IL 601238847, ELGIN, IL 60123-8847

Mortgage

Document Number	47145
Date	Sep 26, 2018
Instrument	47145

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,043.00 (+15.83%)	$87,210 (+8.57%) Land $20,470 Building $66,740	$261,735 (+8.57%) Land $61,435 Building $200,300
2024		$80,326 (+21.4%) Land $18,854 Building $61,472	$241,074 (+21.44%) Land $56,585 Building $184,490
2022	$5,217.00 (+4.7%) Homeowner's exemption	$66,169 (+6.96%) Land $15,531 Building $50,638	$198,507 (+6.96%) Land $46,593 Building $151,914
2021	$4,983.00 Homeowner's exemption	$61,863 Land $14,520 Building $47,343	$185,589 Land $43,560 Building $142,029

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Metronet, Verizon.

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