2401 Garfield St, Laredo, TX 78043 Property Records

Webb County property record for 2401 Garfield St, Laredo, TX 78043 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3,746 sqft · built 1799
Lot Size	0.221 acres (9,645 sqft)
Owner	Individual Name on File
Last Sale	$302,341 (Oct 2025)
Tax Bill	$1,497 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552-01407-010`

Property Details

APN / Parcel Number

Primary APN	`552-01407-010`
Alternative APN	`177506`

Interior

Stories	2 Stories
Building Area	3,746 sqft Living Area
1st Floor Area	2,802 sqft
Utility Area	230 sqft

Exterior

Year Built	Built 1799
Effective Year Built	Effective 1799
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,645 sqft (0.221 acres)
Lot Dimensions	139 ft deep x 69 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	1,370 sqft
Patio Area	520 sqft
Balcony Area	520 sqft

Location & Zoning

Street Address	2401 GARFIELD ST
City	LAREDO
State	TX
Zip	78043-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 1407 ED
Legal Subdivision	EASTERN -- BLOCKS 1401 - 1450
Legal Block	1407
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1058
Census Tract	1001

Owner

Source: Webb County records · APN 552-01407-010

Assessment roll updated October 20, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2401 GARFIELD ST, LAREDO, TX 78043-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Dec 29, 2023	Divorce Transfer, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Jul 21, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Prior Sale	Dec 29, 2023
Deed Document Number	20251571024
Deed Book / Page	5927 / 72
Prior Transfer Date	Dec 28, 2023
Prior Transfer Doc	0005582/83
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Oct 23, 2025
Property Address	2401 GARFIELD ST, LAREDO, TX 78043-3029
Document Number	0005927/72
Book / Page	5927 / 72
Instrument Date	Oct 09, 2025
Instrument	1571024
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 GARFIELD ST, LAREDO, TX 78043-3029

Mortgage

Document Number	0001571025
Date	Oct 23, 2025
Instrument	1571025

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

December 2023: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	WEBB TX
Recording Date	Dec 29, 2023
Property Address	2401 GARFIELD ST, LAREDO, TX 78043-3029
Document Number	0005582/83
Book / Page	5582 / 83
Instrument Date	Dec 22, 2023
Instrument	1518688
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 GARFIELD ST, LAREDO, TX 78043-3029

Mortgage

Document Number	0001518690
Date	Dec 29, 2023
Instrument	1518690

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jan 01, 2029
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBB TX
Recording Date	Jul 21, 2022
Property Address	2401 GARFIELD ST, LAREDO, TX 78043-3029
Document Number	005315/323
Book / Page	5315 / 323
Instrument Date	Jul 19, 2022
Instrument	1474553
Transaction Type	Transfer
Record Updated	Nov 03, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 GARFIELD ST, LAREDO, TX 78043-2928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 GARFIELD ST, LAREDO, TX 78043-3029

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated October 20, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,346 (-4.01%) Land $84,780 Building $213,566	$298,346 (-4.01%) Land $84,780 Building $213,566
2024	$1,497.00 (-20.2%)
2023		$310,804 Land $68,383 Building $242,421	$310,804 Land $68,383 Building $242,421
2022	$1,876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790010011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2008, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 440 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Smartcom Telephone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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