2316 Garfield St, Laredo, TX 78043 Property Records

Webb County property record for 2316 Garfield St, Laredo, TX 78043

Property Summary

Property Type	Single Family Home
Details	2,163 sqft · built 1959
Lot Size	0.215 acres (9,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,100 (Feb 2015)
Tax Bill	$1,275 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-01350-090`

Property Details

APN / Parcel Number

Primary APN	`550-01350-090`
Alternative APN	`177197`

Interior

Stories	1 Story
Building Area	2,163 sqft Living Area
1st Floor Area	2,163 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	139 ft deep x 46 ft wide

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	945 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2316 GARFIELD ST
City	LAREDO
State	TX
Zip	78043-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S 136 FT OF LOT 9 & S 136 FT OF THE W1/2 OF LOT 8 BLK 1350 ED
Legal Subdivision	EASTERN -- BLOCKS 1301 - 1350
Legal Block	1350
Legal Lot Number	9,8
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3063
Census Tract	1001

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2316 GARFIELD ST, LAREDO, TX 78043-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on Record
Deed Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	20151224686
Deed Book / Page	3743 / 306
Prior Transfer Date	Feb 6, 2015
Prior Transfer Doc	003743/306
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2316 GARFIELD ST, LAREDO, TX 78043-3026
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 GARFIELD ST, LAREDO, TX 78043-3026

Mortgage

Document Number	005352/326
Date	Sep 28, 2022
Book Page	5352/326
Instrument	1480763

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2316 GARFIELD ST, LAREDO, TX 78043-3026
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5084/676
Date	Aug 4, 2021
Book Page	5084/676
Instrument	1437824

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2316 GARFIELD ST, LAREDO, TX 78043-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4855/683
Date	Sep 1, 2020
Book Page	4855/683
Instrument	1402944

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,375 (-0.3%) Land $129,535 Building $121,840	$251,375 (-0.3%) Land $129,535 Building $121,840
2025	$1,275.00 (-18.63%) Homeowner's exemption	$252,125 (+0.21%) Land $129,535 Building $122,590	$252,125 (+0.21%) Land $129,535 Building $122,590
2024	$1,567.00 (+7.48%)
2023		$251,589 Land $98,582 Building $153,007	$251,589 Land $98,582 Building $153,007
2022	$1,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Garfield St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures