2401 Emerald Bend, Hudson, WI 54016 Property Records

St. Croix County property record for 2401 Emerald Bend, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,082 sqft · built 2000
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Feb 2025)
Tax Bill	$5,653 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`236-2005-01-075`

Property Details

APN / Parcel Number

Primary APN	`236-2005-01-075`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Building Area	2,082 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	1,346 sqft
Finished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	46 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2401 EMERALD BND
City	HUDSON
State	WI
Zip	54016-7451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 75 OAKRIDGE 2ND ADDITION
Legal Range	19W
Legal Township	29N
Legal Section	19
Legal Subdivision	OAKRIDGE 2ND ADDITION
Legal Lot Number	75
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1012
Census Tract	120201

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 EMERALD BND, HUDSON, WI 54016-7451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 7, 2019	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE
Aug 7, 2019	Quit Claim Deed, Transfer EDINA REALTY TITLE
Feb 9, 2019	Deed of Trust, Mortgage · Line of Credit ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Apr 12, 2023 · Amount on Record
Deed Document Number	20251189139
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	0001086380
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 20, 2025
Property Address	2401 EMERALD BND, HUDSON, WI 54016-7451
Document Number	0001189139
Instrument Date	Jan 16, 2025
Instrument	1189139
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TITLE ONE PREMIER GROUP INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,409.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001189140
Date	Feb 20, 2025
Instrument	1189140

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	11.8%
Index	1-Month LIBOR
Margin	3

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 12, 2023
Property Address	2401 EMERALD BND, HUDSON, WI 54016-7451
Document Number	0001165668
Instrument Date	Apr 5, 2023
Instrument	1165668
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	TITLE ONE PREMIER GROUP INC, TITLE ONE PREMIER GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0001165669
Date	Apr 12, 2023
Instrument	1165669

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 7, 2019
Property Address	2401 EMERALD BND, HUDSON, WI 54016-7451
Document Number	0001086381
Instrument Date	Jul 31, 2019
Instrument	1086381
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001086382
Date	Aug 7, 2019
Instrument	1086382

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 7, 2019
Property Address	2401 EMERALD BND, HUDSON, WI 54016-7451
Document Number	0001086380
Instrument Date	Jul 30, 2019
Instrument	1086380
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	EDINA REALTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2401 EMERALD BND HUDSON WI 540167451, HUDSON, WI 54016-7451

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2401 EMERALD BND, HUDSON, WI 54016-7451
Document Number	0001077816
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2401 EMERALD BND HUDSON WI 540167451, HUDSON, WI 54016-7451

Mortgage

Document Number	0001077816
Date	Feb 14, 2019
Instrument	1077816

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 13, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,653.00 (+0.02%) Homeowner's exemption
2025	$5,652.00 (+1.36%) Homeowner's exemption	$445,400 (+27.18%) Land $103,800 Building $341,600	$445,400 (+27.18%) Land $103,800 Building $341,600
2023	$5,576.00 Homeowner's exemption	$350,200 Land $70,000 Building $280,200	$350,200 Land $70,000 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

Nearby Properties on Emerald Bend

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures