2324 Emerald Bend, Hudson, WI 54016 Property Records

St. Croix County property record for 2324 Emerald Bend, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,077 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Nov 2017)
Tax Bill	$5,637 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-2005-01-049`

Property Details

APN / Parcel Number

Primary APN	`236-2005-01-049`

Interior

Full Baths	3 Baths
Building Area	2,077 sqft Living Area
1st Floor Area	1,407 sqft
Basement Area	1,331 sqft
Finished Basement	670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2324 EMERALD BND
City	HUDSON
State	WI
Zip	54016-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 49 OAKRIDGE 2ND ADDITION
Legal Range	19W
Legal Township	29N
Legal Section	19
Legal Subdivision	OAKRIDGE 2ND ADDITION
Legal Lot Number	49
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1015
Census Tract	120201

Owner

2324 Emerald Bend is owned and occupied by two individuals who bought it in November 2017.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2324 EMERALD BND, HUDSON, WI 54016-7447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Nov 22, 2017	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Deed Document Number	20171057724
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	2324 EMERALD BND, HUDSON, WI 54016-7447
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001142570
Date	Nov 3, 2021
Instrument	1142570

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 13, 2041

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Nov 22, 2017
Property Address	2324 EMERALD BND, HUDSON, WI 54016-7447
Document Number	0001057724
Instrument Date	Nov 9, 2017
Instrument	1057724
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001057725
Date	Nov 22, 2017
Instrument	1057725

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2324 Emerald Bend was $5,637 with a homeowner's exemption, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,637.00 (+0.02%) Homeowner's exemption
2025	$5,636.00 Homeowner's exemption	$444,200 Land $96,800 Building $347,400	$444,200 Land $96,800 Building $347,400
2023	$5,182.00 Homeowner's exemption	$326,900 Land $64,600 Building $262,300	$326,900 Land $64,600 Building $262,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2324 Emerald Bend in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2324 Emerald Bend is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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