2401 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2401 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1951
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2024)
Tax Bill	$1,255 (2024)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-280-015.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-280-015.000-023`
Alternative APN	`01610763136`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	725 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610763136
Street Address	2401 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 BROOKSIDE SUB
Legal Subdivision	BROOKSIDE SUB
Legal Lot Number	114
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2017
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jul 22, 2024	Warranty Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC
Sep 16, 2019	Intrafamily Transfer, Transfer
Sep 16, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 16, 2019	Intrafamily Transfer, Transfer
Oct 22, 2018	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Sep 16, 2019
Deed Document Number	0002416383
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001831429
Date	Dec 6, 2018
Instrument	1831429

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 22, 2024
Property Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0002416383
Map Reference	PB 12 PG 72
Instrument Date	Jul 12, 2024
Instrument	2416383
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319

Mortgage

Document Number	0002416384
Date	Jul 22, 2024
Instrument	2416384

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 16, 2019
Property Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0001923428
Map Reference	PB 12 PG 72
Instrument Date	Sep 11, 2019
Instrument	1923428
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 16, 2019
Property Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0001923429
Map Reference	PB 12 PG 72
Instrument Date	Sep 11, 2019
Instrument	1923429
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 WOODLAND DR, ELKHART, IN 46514-4771

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 16, 2019
Property Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0001923427
Map Reference	PB 12 PG 72
Instrument Date	Sep 11, 2019
Instrument	1923427
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 22, 2018
Property Address	2401 E 4TH ST, MISHAWAKA, IN 46544-3319
Document Number	0001827267
Map Reference	PB 12 PG 72
Instrument Date	Oct 18, 2018
Instrument	1827267
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1714 WOODLAND DR, ELKHART, IN 46514-4771

Mortgage

Document Number	0001827268
Date	Oct 22, 2018
Instrument	1827268

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,600 (+2.92%) Land $23,400 Building $75,200	$98,600 (+2.92%) Land $23,400 Building $75,200
2024	$1,255.00 (+20.1%)
2023	$1,045.00 (-1.97%)	$95,800 (+1.59%) Land $23,400 Building $72,400	$95,800 (+1.59%) Land $23,400 Building $72,400
2022	$1,066.00	$94,300 Land $23,400 Building $70,900	$94,300 Land $23,400 Building $70,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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