2324 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2324 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1952
Lot Size	0.123 acres (5,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,838 (Feb 2023)
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Dec 2006 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-14-277-012.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-14-277-012.000-023`
Alternative APN	`01610763121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	1,750 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,368 sqft (0.123 acres)
Lot Dimensions	122 ft deep x 44 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2324 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 BROOKSIDE
Legal Subdivision	BROOKSIDE
Legal Lot Number	82
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2019
Census Tract	10400

Owner

Source: St. Joseph County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2323 E 4TH ST, MISHAWAKA, IN 46544-3321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2006	Deed of Trust, Mortgage BAYER FCU
Dec 29, 2006	Deed of Trust, Mortgage BAYER FCU
Dec 20, 2007	Deed of Trust, Mortgage · Conventional Mortgage INOVA FCU
Jan 7, 2011	Deed of Trust, Mortgage JAMES SHETLER
Jan 7, 2011	Deed of Trust, Mortgage SAMUEL SHETLER
Apr 24, 2013	Deed of Trust, Mortgage · Seller Carry-Back MAURICE BERKEY
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDIANA HSG & COMMUNITY DEV
Feb 8, 2023	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Feb 8, 2023	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Aug 10, 2021	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Apr 22, 2015	Warranty Deed, Transfer · FHA Mortgage HORIZON BANK
Jan 20, 2011	Corporation Deed, Transfer TOTAL TITLE LLC
Jan 20, 2011	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Aug 10, 2021
Deed Document Number	20232734
Record Updated	Sep 20, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	TITLE EXPERTS INC, TITLE EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000625281
Date	Jun 14, 2006
Instrument	0625281

Lender

Name	BAYER FCU
Address	ELKHART, IN 46516

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2016

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LANDAMERICA LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655360
Date	Dec 29, 2006
Instrument	0655360

Lender

Name	BAYER FCU
Address	ELKHART, IN 46516

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2016

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	LANDAMERICA LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000748857
Date	Dec 20, 2007
Instrument	0748857

Lender

Name	INOVA FCU
Type	Credit Union
Address	SOUTH BEND, IN 46615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100873
Date	Jan 7, 2011
Instrument	1100873

Lender

Name	JAMES SHETLER
Type	Private Party
Address	820 S 200 E, LAGRANGE, IN 46761

Agreement

Amount	Amount Recorded

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001100872
Date	Jan 7, 2011
Instrument	1100872

Lender

Name	SAMUEL SHETLER
Type	Private Party
Address	480 S 400 E, LAGRANGE, IN 46761

Agreement

Amount	Amount Recorded

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001312177
Date	Apr 24, 2013
Instrument	1312177

Lender

Name	MAURICE BERKEY
Type	Seller
Address	1454 HAMPTON CIR, GOSHEN, IN 46526

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002302736
Date	Feb 8, 2023
Instrument	2302736

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Feb 6, 2032

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 8, 2023
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Document Number	0002302734
Map Reference	PB 12 PG 72-73
Instrument Date	Feb 3, 2023
Instrument	2302734
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2323 E 4TH ST, MISHAWAKA, IN 46544-3321
Investor	Possibly a Property Investor

Mortgage

Document Number	0002302735
Date	Feb 8, 2023
Instrument	2302735

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 8, 2023
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Document Number	0002302734
Map Reference	PB 12 PG 72-73
Instrument Date	Feb 3, 2023
Instrument	2302734
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2323 E 4TH ST, MISHAWAKA, IN 46544-3321

Mortgage

Document Number	0002302735
Date	Feb 8, 2023
Instrument	2302735

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0002302736
Date	Feb 8, 2023
Instrument	2302736

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Feb 6, 2032

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 10, 2021
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Document Number	0002127598
Map Reference	PB 12 PG 72
Instrument Date	Aug 2, 2021
Instrument	2127598
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 22, 2015
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Document Number	0001509420
Instrument Date	Apr 15, 2015
Instrument	1509420
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001509421
Date	Apr 22, 2015
Instrument	1509421

Lender

Name	HORIZON BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2011: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 20, 2011
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Document Number	0001102036
Map Reference	MB12 PG72
Instrument Date	Dec 28, 2010
Instrument	1102036
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TOTAL TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 706, MIDDLEBURY, IN 46540-0706

January 2011: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 20, 2011
Property Address	2324 E 4TH ST, MISHAWAKA, IN 46544-3322
Document Number	0001102035
Map Reference	MB12 PG72
Instrument Date	May 13, 2010
Instrument	1102035
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00 (+17.27%)	$126,400 (+28.19%) Land $21,400 Building $105,000	$126,400 (+28.19%) Land $21,400 Building $105,000
2024	$2,490.00 (+128.23%)
2023	$1,091.00 (-8.01%)	$98,600 (-0.3%) Land $21,400 Building $77,200	$98,600 (-0.3%) Land $21,400 Building $77,200
2022	$1,186.00	$98,900 Land $21,400 Building $77,500	$98,900 Land $21,400 Building $77,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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