Bay County property record for 2401 E 2nd St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1950 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | Company Name on File |
| Last Sale | $40,000 (Jun 2026) |
| Tax Bill | $992 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 22935-000-000 |
| Primary APN | 22935-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,026 sqft (0.322 acres) |
| Lot Dimensions | 148 ft deep x 95 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 2401 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | HOLMES ADD LOT 4 BLK 16 ORB 1556 P 1948 MAP 105D4 ORB 2500 P 2328 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | HOLMES ADD |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1800 |
2401 E 2nd St is owned by a company that bought it in June 2026 and is owner-occupied.
Source: Bay County records, as of June 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12323 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Deed Document Number | 202633686 |
| Deed Book / Page | 5041 / 1879 |
| Prior Transfer Date | Sep 9, 2004 |
| Prior Transfer Doc | 0000071050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 2401 E 2ND ST, PANAMA CITY, FL 32401-4825 |
| Document Number | 0050411879 |
| Book / Page | 5041 / 1879 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202633686 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | ALPHA TITLE COMPANY, ALPHA TITLE CO AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $28,280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 12323 COUNTRY CLUB DR, PANAMA CITY, FL 32404-2707 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2401 E 2nd St was $992 with exemptions applied, up 4.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $992.00 (+4.09%) Homeowner's exemption Widower's exemption | $100,373 | $155,432 Land $87,875 Building $67,557 |
| 2024 | $953.00 (-2.85%) | ||
| 2023 | $981.00 (-7.1%) Homeowner's exemption Widower's exemption | $94,703 (+3%) | $130,684 (+8%) Land $66,500 Building $64,184 |
| 2022 | $1,056.00 Homeowner's exemption Widower's exemption | $91,945 | $121,001 Land $62,700 Building $58,301 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2401 E 2nd St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2401 E 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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