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2209 E 2nd St, Panama City, FL 32401 Property Records

Bay County property record for 2209 E 2nd St, Panama City, FL 32401

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 1,440 sqft · built 2008
Lot Size0.408 acres (17,772 sqft)
OwnerCompany Name on File
Last Sale$100 (Oct 2024)
Tax Bill$2,198 (2025)
Deeds & MortgagesOct 2024 Transfer
Oct 2024 Transfer
Flood ZoneZone X (minimal risk)
APN22941-002-000

Property Details

APN / Parcel Number

Primary APN22941-002-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleMulti-Family
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialOther
Lot Area17,772 sqft (0.408 acres)
Lot Dimensions200 ft deep x 89 ft wide
DrivewayDriveway
Driveway Area228 sqft

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Patio Area40 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2209A E 2ND ST
CityPANAMA CITY
StateFL
Zip32401-4887
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeMU1
Legal DescriptionHOLMES ADD COM AT NW COR LOT 1 E 4 S 15 TO S R/W OF 2ND CT TH S 100 FOR POB TH CONT S 200 E 89.50 N 200 W 89.50 TO E R/W LINE OF ALLEY & POB BEING PART OF LOTS 2 & 3 BLK 18 ORB 1866 P 48 OLRB 2450 P 1537
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionHOLMES ADD
Legal Block18
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1021
Census Tract1800

Owner

2209 E 2nd St, a residential property, is owned by a company that bought it in October 2024.

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2209A E 2ND ST, PANAMA CITY, FL 32401-4887
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2024Quit Claim Deed, Subdivision Related Transfer
Quitclaim
Oct 15, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on File
Deed SaleOct 15, 2024 · Amount on File
Prior SaleJun 1, 2004 · Amount on File
Deed Document Number202460433
Deed Book / Page4849 / 2203
Prior Transfer DateOct 8, 2024
Prior Transfer Doc0048492206
Record UpdatedSep 20, 2026

October 2024: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateOct 15, 2024
Property Address2209 E 2ND ST, PANAMA CITY, FL 32401-4887
Document Number0048492203
Book / Page4849 / 2203
Instrument DateOct 8, 2024
Instrument2024060433
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2514LN THE HAGUE, THE NETHERLANDS XX

October 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateOct 15, 2024
Property Address2209 E 2ND ST, PANAMA CITY, FL 32401-4887
Document Number0048492206
Book / Page4849 / 2206
Instrument DateOct 8, 2024
Instrument2024060434
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressFREDERIKSRAAT 463A, 463A, THE HAGUE XX

Tax Assessment & Valuation

The 2025 property tax bill for 2209 E 2nd St was $2,198, down 15.7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,198.00 (-15.69%)$139,231 Land $37,339 Building $101,892$139,231 Land $37,339 Building $101,892
2024$2,607.00 (+12.56%)
2023$2,316.00 (+14.94%)$126,799 (+14.13%) Land $29,095 Building $97,704$126,799 (+14.13%) Land $29,095 Building $97,704
2022$2,015.00$111,103 Land $21,821 Building $89,282$111,103 Land $21,821 Building $89,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2209 E 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 E 2nd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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