Buchanan County property record for 2401 Charles St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 798 sqft · built 1912 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $56,800 (Nov 2017) |
| Tax Bill | $983 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| APN | 06-2.0-09-004-003-123.000 |
| Primary APN | 06-2.0-09-004-003-123.000 |
|---|
| Building Area | 798 sqft Base Area |
|---|---|
| 1st Floor Area | 798 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Lot Area | 5,600 sqft (0.129 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Street Address | 2401 CHARLES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:VILLAROSA LOT:1 BLK:10LGL DESC:& L2 |
| Legal Subdivision | VILLAROSA |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 900 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2401 CHARLES ST, SAINT JOSEPH, MO 64501-3210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Deed Document Number | 201711473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 17, 2017 |
| Property Address | 2401 CHARLES ST, SAINT JOSEPH, MO 64501-3210 |
| Document Number | 2017011473 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017011473 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 CHARLES ST, SAINT JOSEPH, MO 64501-3210 |
| Investor | Possibly a Property Investor |
| Document Number | 2017011474 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 2017011474 |
| Name | COMMUNITY BANK OF PLEASAN |
|---|---|
| Type | Seller |
| Address | 1901 FREDERICK AVE, SAINT JOSEPH, MO 64501 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $983.00 | $13,710 (+13.21%) Land $2,380 Building $11,330 | $72,130 (+13.23%) Land $12,500 Building $59,630 |
| 2024 | $983.00 (+23.34%) | ||
| 2023 | $797.00 (-0.62%) | $12,110 (-) Land $2,380 Building $9,730 | $63,700 (-) Land $12,500 Building $51,200 |
| 2022 | $802.00 | $12,110 Land $2,380 Building $9,730 | |
| 2021 | $63,700 Land $12,500 Building $51,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T.
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