Buchanan County property record for 2324 Charles St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,312 sqft · built 1917 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $581 (2025) |
| Deeds & Mortgages | Apr 2024 Sale |
| APN | 06-2.0-09-004-004-009.000 |
| Primary APN | 06-2.0-09-004-004-009.000 |
|---|
| Building Area | 1,312 sqft Base Area |
|---|---|
| 1st Floor Area | 1,312 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 112 ft deep x 50 ft wide |
| Street Address | 2324 CHARLES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:VILLAROSA LOT:10 BLK:4LGL DESC:& L 11 |
| Legal Subdivision | VILLAROSA |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 900 |
2324 Charles St is owned by a company that acquired it in April 2024.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 19400 HIGHWAY 59, COUNTRY CLUB, MO 64505-3784 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 |
| Deed Sale | Apr 11, 2024 |
| Deed Document Number | 20242641 |
| Deed Book / Page | 3796 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 11, 2024 |
| Property Address | 2324 CHARLES ST, SAINT JOSEPH, MO 64501-3119 |
| Document Number | 003796/259 |
| Book / Page | 3796 / 259 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024002641 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19400 HIGHWAY 59, COUNTRY CLUB, MO 64505-3784 |
The 2025 property tax bill for 2324 Charles St was $581, up 0.2% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $581.00 (+0.17%) | $8,080 Land $1,630 Building $6,450 | $42,570 Land $8,600 Building $33,970 |
| 2024 | $580.00 (+15.54%) | ||
| 2023 | $502.00 (-0.79%) | $7,630 (-) Land $1,630 Building $6,000 | $40,200 Land $8,600 Building $31,600 |
| 2022 | $506.00 | $7,630 Land $1,630 Building $6,000 | |
| 2021 | $40,200 Land $8,600 Building $31,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2324 Charles St; there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2324 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: AT&T.
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