2401 Cactus Ave, Chico, CA 95926 Property Records

Butte County property record for 2401 Cactus Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 2008
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individuals on Record
Last Sale	$51,000 (Nov 2023)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	Nov 2023 Sale Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`016-270-047-000`

Property Details

APN / Parcel Number

Primary APN	`016-270-047-000`
Alternative APN	`016-270-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	016-270-047
Street Address	2401 CACTUS AVE
City	CHICO
State	CA
Zip	95926-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT #20 MANZANITA POINTE SUB
Legal Subdivision	MANZANITA POINTE SUB
Legal Lot Number	20
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Butte County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2401 CACTUS AVE, CHICO, CA 95926-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO
Jan 12, 2022	Grant Deed, Transfer · FHA Mortgage UMPQUA BANK
Jun 12, 2020	Grant Deed, Transfer · FHA Mortgage CALIBRE HM LNS
Jun 1, 2017	Grant Deed, Transfer MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO
Apr 19, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	202329649
Prior Transfer Date	May 4, 2017
Prior Transfer Doc	0000018705
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 6, 2023
Property Address	2401 CACTUS AVE, CHICO, CA 95926-1616
Document Number	0000029649
Map Reference	MB 173 PG 29-31
Instrument Date	Nov 3, 2023
Instrument	2023-0029649
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2401 CACTUS AVE, CHICO, CA 95926-1616

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 12, 2022
Property Address	2401 CACTUS AVE, CHICO, CA 95926-1616
Document Number	0000001144
Map Reference	MB 173 PG 29-31
Instrument Date	Jan 3, 2022
Instrument	2022-0001144
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 CACTUS AVE, CHICO, CA 95926-1616

Mortgage

Document Number	0000001145
Date	Jan 12, 2022
Instrument	2022-0001145

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 12, 2020
Property Address	2401 CACTUS AVE, CHICO, CA 95926-1616
Document Number	0000023187
Instrument Date	May 20, 2020
Instrument	23187
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4755 CHICO CA 959274755, CHICO, CA 95927-4755

Mortgage

Document Number	23188
Date	Jun 12, 2020
Instrument	23188

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 1, 2017
Property Address	2401 CACTUS AVE, CHICO, CA 95926-1616
Document Number	0000018705
Instrument Date	May 4, 2017
Instrument	18705
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	MID VALLEY TITLE AND ESCROW COMPANY, MID VLY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2401 CACTUS AVE CHICO CA 959261616, CHICO, CA 95926-1616

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 19, 2017
Property Address	2401 CACTUS AVE, CHICO, CA 95926-1616
Document Number	0000013653
Map Reference	MB173 PG29-31
Instrument Date	Apr 18, 2017
Instrument	2017-0013653
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 CACTUS AVE, CHICO, CA 95926-1616

Mortgage

Document Number	0000013654
Date	Apr 19, 2017
Instrument	2017-0013654

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,776.00 (+9.14%)	$402,900 (+1.31%) Land $193,800 Building $209,100
2023	$4,376.00 (+14.55%) Homeowner's exemption	$397,698 Land $163,200 Building $234,498	$351,270
2022	$3,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, unWired Broadband.

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