2401 289th St S, Roy, WA 98580 Property Records

Pierce County property record for 2401 289th St S, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,524 sqft · built 2000
Lot Size	1 acres (43,604 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Dec 2022)
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500261-0-010`

Property Details

APN / Parcel Number

Primary APN	`500261-0-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	1,524 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,604 sqft
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2401 289TH ST S
City	ROY
State	WA
Zip	98580-8796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 03 QUARTER 11 LACAMAS VALLEY ESTATES DIV 3 L 1 TOG/W PRI RD EASE OF REC OUT OF 1-018 SEG M0280 10/18/00MD
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	LACAMAS VALLEY ESTATES DIV 3
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	4
Census Block	4002
Census Tract	73001

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2401 289TH ST S, ROY, WA 98580-8796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · VA Mortgage AXIA FINANCIAL LLC
Aug 11, 2020	Quit Claim Deed, Transfer · VA Mortgage BAY EQUITY
Nov 26, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 26, 2019	Warranty Deed, Transfer · VA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Aug 11, 2020
Deed Document Number	2022403
Last Transfer Date	Apr 24, 2025
Transfer Doc	0000000097
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 27, 2022
Property Address	2401 289TH ST S, ROY, WA 98580-8796
Document Number	0012270403
Map Reference	DOC 200009285005
Instrument Date	Dec 1, 2022
Instrument	202212270403
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 299, MCKENNA, WA 98558-0299
Investor	Possibly a Property Investor

Mortgage

Document Number	0012270404
Date	Dec 27, 2022
Instrument	202212270404

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 11, 2020
Property Address	2401 289TH ST S, ROY, WA 98580-8796
Document Number	2008110785
Instrument Date	Aug 5, 2020
Instrument	202008110785
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 289TH ST S ROY WA 985808796, ROY, WA 98580-8796

Mortgage

Document Number	2008110786
Date	Aug 11, 2020
Instrument	202008110786

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 26, 2019
Property Address	2401 289TH ST S, ROY, WA 98580-8796
Document Number	1911261018
Instrument Date	Nov 13, 2019
Instrument	201911261018
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 289TH ST S ROY WA 985808796, ROY, WA 98580-8796

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 26, 2019
Property Address	2401 289TH ST S, ROY, WA 98580-8796
Document Number	1911260963
Instrument Date	Nov 13, 2019
Instrument	201911260963
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2401 289TH ST S ROY WA 985808796, ROY, WA 98580-8796

Mortgage

Document Number	1911260964
Date	Nov 26, 2019
Instrument	201911260964

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,300 (-2.34%) Land $231,200 Building $240,100	$471,300 (-2.34%) Land $231,200 Building $240,100
2025	$5,063.00 (+0.22%)	$482,600 (+8.52%) Land $221,300 Building $261,300	$482,600 (+8.52%) Land $221,300 Building $261,300
2024	$5,052.00 (-0.18%)	$444,700 (-3.54%) Land $183,400 Building $261,300	$444,700 (-3.54%) Land $183,400 Building $261,300
2023	$5,061.00	$461,000 Land $197,400 Building $263,600	$461,000 Land $197,400 Building $263,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACAMAS FARMSTEADS private · serves 615 people · EPA ID WA5302117
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

2401 289th St S, Roy, WA 98580 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 289th St S

Nearby Streets

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