Pierce County property record for 2705 289th St S, Roy, WA 98580
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.75 ba · 2,844 sqft · built 2001 |
| Lot Size | 1 acres (43,561 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Sep 2001) |
| Tax Bill | $6,720 (2026) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500261-0-060 |
| Primary APN | 500261-0-060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,844 sqft Living Area |
| Gross Area | 4,380 sqft |
| 1st Floor Area | 990 sqft |
| Upper Floors Area | 904 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,561 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,260 sqft |
| Deck Area | 360 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2705 289TH ST S |
|---|---|
| City | ROY |
| State | WA |
| Zip | 98580-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 06 TOWNSHIP 17 RANGE 03 QUARTER 11 LACAMAS VALLEY ESTATES DIV 3: LACAMAS VALLEY ESTATES DIV 3 NE OF NE 06-17-03E L 6 TOG/W PRI RD APPROX 43,561 SQ FT EASE OF REC OUT OF 1-018 SEG M0280 10/18/00MD |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | LACAMAS VALLEY ESTATES DIV 3 |
| Legal Lot Number | 6 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | ROY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 73001 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2705 289TH ST S, ROY, WA 98580-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING |
| May 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SHORE FIN'L SVCS |
| Nov 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2001 · Amount on Record |
| Deed Sale | Sep 4, 2001 · Amount on Record |
| Deed Document Number | 200165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2705 289TH ST S, ROY, WA 98580-9658 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003030207 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 202603030207 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2705 289TH ST S, ROY, WA 98580-9658 |
| Document Number | 2101211784 |
| Instrument Date | Jan 14, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2705 289TH ST S ROY WA 985809658, ROY, WA 98580-9658 |
| Document Number | 2101211784 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 202101211784 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2705 289TH ST S, ROY, WA 98580-9658 |
| Document Number | 2005220650 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2705 289TH ST S ROY WA 985809658, ROY, WA 98580-9658 |
| Document Number | 2005220650 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 202005220650 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2705 289TH ST S, ROY, WA 98580-9658 |
| Document Number | 1905230054 |
| Instrument Date | May 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2705 289TH ST S ROY WA 985809658, ROY, WA 98580-9658 |
| Document Number | 1905230054 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 201905230054 |
| Name | UNITED SHORE FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 2705 289TH ST S, ROY, WA 98580-9658 |
| Document Number | 1811130579 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2705 289TH ST S ROY WA 985809658, ROY, WA 98580-9658 |
| Document Number | 1811130579 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 201811130579 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,720.00 (+15.82%) | $740,600 (+44.62%) Land $242,400 Building $498,200 | $740,600 (+44.62%) Land $242,400 Building $498,200 |
| 2025 | $5,802.00 (+0.1%) | ||
| 2024 | $5,796.00 (+0.02%) | $512,100 (-3.34%) Land $192,300 Building $319,800 | $512,100 (-3.34%) Land $192,300 Building $319,800 |
| 2023 | $5,795.00 | $529,800 Land $206,900 Building $322,900 | $529,800 Land $206,900 Building $322,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACAMAS FARMSTEADS private · serves 615 people · EPA ID WA5302117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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