2400 Ferrocarril Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 2400 Ferrocarril Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,393 sqft · built 2000
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,251 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`049-023-012`

Property Details

APN / Parcel Number

Primary APN	`049-023-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,393 sqft Living Area
1st Floor Area	2,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	47,916 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2400 FERROCARRIL RD
City	ATASCADERO
State	CA
Zip	93422-1581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 20 LT 30
Legal Subdivision	ATASCADERO COLONY
Legal Block	20
Legal Lot Number	30
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1051
Census Tract	12505

Owner

2400 Ferrocarril Rd is owner-occupied and held in a trust since May 2021.

Source: San Luis Obispo County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Intrafamily Transfer, Transfer · VA Mortgage MERIDIAN BANK
Jul 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
May 12, 2021	Intrafamily Transfer, Transfer · VA Mortgage MERIDIAN BANK
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 29, 2019	Quit Claim Deed, Transfer TSI ESCROW - CERRITOS
Jul 29, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021
Deed Sale	May 12, 2021
Prior Sale	Jun 10, 2015 · Amount on File
Deed Document Number	202135516
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	0000035516
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 10, 2022
Property Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Document Number	0000006552
Map Reference	MB 3 PG 22A
Instrument Date	Jan 28, 2022
Instrument	2022006552
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581

Mortgage

Document Number	0000006553
Date	Feb 10, 2022
Instrument	2022006553

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 16, 2021
Property Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Document Number	0000049997
Map Reference	MB 3 PG 22A
Instrument Date	Jun 18, 2021
Instrument	2021049997
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 12, 2021
Property Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Document Number	0000035516
Map Reference	MB 3 PG 22A
Instrument Date	Apr 30, 2021
Instrument	2021035516
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581

Mortgage

Document Number	0000035517
Date	May 12, 2021
Instrument	2021035517

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042401
Date	Aug 13, 2020
Instrument	2020042401

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 18, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 29, 2019
Property Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Document Number	0000030260
Instrument Date	Jul 18, 2019
Instrument	30260
Transaction Type	Transfer
Record Updated	Aug 7, 2019
Title Company	TSI ESCROW - CERRITOS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2400 FERROCARRIL RD ATASCADERO CA 934221581, ATASCADERO, CA 93422-1581

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 29, 2019
Property Address	2400 FERROCARRIL RD, ATASCADERO, CA 93422-1581
Document Number	0000030258
Instrument Date	Jul 18, 2019
Instrument	30258
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	TSI ESCROW - CERRITOS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 FERROCARRIL RD ATASCADERO CA 934221581, ATASCADERO, CA 93422-1581

Mortgage

Document Number	30259
Date	Jul 29, 2019
Instrument	30259

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2400 Ferrocarril Rd was $8,251 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,973 (+2%) Land $306,466 Building $437,507
2025	$8,251.00 Homeowner's exemption	$729,386 Land $300,457 Building $428,929
2023	$7,863.00 (+1.28%) Homeowner's exemption	$701,065 Land $288,791 Building $412,274
2022	$7,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2400 Ferrocarril Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2400 Ferrocarril Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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