2255 Ferrocarril Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 2255 Ferrocarril Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,883 sqft · built 2000
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$628,000 (Mar 2015)
Tax Bill	$8,541 (2025)
Deeds & Mortgages	Oct 2026 Construction Loan Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-291-009`

Property Details

APN / Parcel Number

Primary APN	`049-291-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,883 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	65,340 sqft (1.5 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2255 FERROCARRIL RD
City	ATASCADERO
State	CA
Zip	93422-1579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 20 LT 18
Legal Subdivision	ATASCADERO COLONY
Legal Block	20
Legal Lot Number	18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1049
Census Tract	12505

Owner

2255 Ferrocarril Rd is owned by two individuals who acquired it in September 2026.

Source: San Luis Obispo County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2053, ATASCADERO, CA 93423-2053
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Grant Deed, Transfer · Construction Mortgage CROSSCOUNTRY MORTGAGE
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER VALLEY BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2015 · Amount on File
Deed Sale	Mar 20, 2015 · Amount on File
Prior Sale	May 31, 2000 · Amount on File
Deed Document Number	201512409
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000031152
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 2, 2026
Property Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579
Document Number	0000031152
Instrument Date	Sep 28, 2026
Instrument	202631152
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031153,
Date	Oct 2, 2026
Instrument	202631153

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	5 Months
Due	Mar 1, 2027

Interest

Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2026
Property Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579
Document Number	0000011256
Instrument Date	Apr 3, 2026
Instrument	202611256
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579

Mortgage

Document Number	0000011256,
Date	Apr 14, 2026
Instrument	202611256

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579

Mortgage

Document Number	0000048990
Date	Dec 22, 2022
Instrument	2022048990

Lender

Name	PREMIER VALLEY BANK
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 FERROCARRIL RD, ATASCADERO, CA 93422-1579

Mortgage

Document Number	0000023194
Date	Mar 26, 2021
Instrument	2021023194

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2255 Ferrocarril Rd was $8,541, up 4.9% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,846 (+2%) Land $306,466 Building $463,380
2025	$8,541.00 (+4.86%) Homeowner's exemption	$754,752 Land $300,457 Building $454,295
2024	$8,145.00 (+0.07%)
2023	$8,139.00 (+1.27%) Homeowner's exemption	$725,446 Land $288,791 Building $436,655
2022	$8,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2255 Ferrocarril Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2255 Ferrocarril Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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