Guadalupe County property record for 240 Willow Bluff, Cibolo, TX 78108 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,038 sqft · built 2007 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,600 (Dec 2024) |
| Tax Bill | $3,753 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3626232102400000 |
| Primary APN | 1G3626232102400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Living Area |
| Gross Area | 3,642 sqft |
| 1st Floor Area | 1,434 sqft |
| 2nd Floor Area | 1,604 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 96 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 240 WILLOW BLF |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-2375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOWBRIDGE #2 UNIT #3 BLOCK 21 LOT 24 .1515 AC |
| Legal Subdivision | WILLOWBRIDGE #2 UNIT #3 |
| Legal Tract | 24 |
| Legal Block | 21 |
| Legal Lot Number | 24 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 210713 |
Source: Guadalupe County records · APN 1G3626232102400000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 WILLOW BLF, CIBOLO, TX 78108-2375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 30, 2024 | Vendor's Lien, Transfer · VA Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on Record |
| Deed Sale | Dec 30, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2024 |
| Deed Document Number | 202432030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 240 WILLOW BLF, CIBOLO, TX 78108-2375 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 240 WILLOW BLF, CIBOLO, TX 78108-2375 |
| Document Number | 0099000507 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 202699000507 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 30, 2024 |
| Property Address | 240 WILLOW BLF, CIBOLO, TX 78108-2375 |
| Document Number | 0099032030 |
| Map Reference | VOL 7 PG 242 |
| Instrument Date | Dec 27, 2024 |
| Instrument | 202499032030 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 WILLOW BLF, CIBOLO, TX 78108-2375 |
| Document Number | 0099032031 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | 202499032031 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,129 (-1.32%) Land $35,241 Building $305,812 | $341,053 (+7.14%) Land $35,241 Building $305,812 | |
| 2025 | $3,753.00 (-37.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $318,320 (+6.7%) Land $32,089 Building $286,231 | $318,320 (+6.7%) Land $32,089 Building $286,231 |
| 2024 | $6,033.00 (+9.06%) | ||
| 2023 | $5,532.00 (-23.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $298,345 Land $35,969 Building $262,376 | $298,345 Land $35,969 Building $262,376 |
| 2022 | $7,264.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2026, rainfall accumulation |
| Wildfire Risk | Low above 32% of the US · above 9% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Guadalupe Valley Electric Cooperative, Spectrum, Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.
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